我国强制性环境污染责任保险发展研究
发布时间：2018-08-22 20:31
【摘要】：随着当前我国经济的快速增长，环境污染问题也日益成为人们关注的焦点。环境污染具有潜伏时间长、危害广、损失大等特点，而环境污染责任保险作为一种稳定、有效的环境污染风险分担和补偿机制，在减轻污染企业负担、保护受害人利益、加强社会公共管理方面发挥着巨大的作用。但是，在我国推行环境污染责任保险的过程中，，由于法律制度不完善、产品缺乏、保险费率及承保范围不合理等原因的存在使得以自愿性环境污染责任保险的推行模式屡屡受阻。实践教训告诉我们：要想顺利推行环境污染责任保险，必须选择强制性的环境污染责任保险模式。 党的十八大报告强调：“要把生态文明建设放在突出地位，融入经济建设、政治建设、文化建设、社会建设的各方面及全过程，努力建设美丽中国，实现中华民族永续发展”。强制性环境污染责任保险的推行是实现生态文明建设的重要举措，是影响经济社会全面、协调、可持续发展的重要因素。因此，应发挥其在推行“五位一体”建设、实现“中国梦”中的积极作用。 本文的研究方法主要通过定性分析的方法，从理论联系实际、比较分析及综合分析的角度对强制性环境污染责任保险进行分析。全文共分为五个部分，第一部分主要通过对具体经济理论的阐述分析我国在环境污染责任保险推行过程中采用强制性模式的理论依据；第二部分主要从我国面临的严峻环境污染问题及其带来的巨大挑战，及环境污染责任保险推行的强制性优势分析我国实施强制性环境污染责任保险的必要性；第三部分主要分析我国环境污染责任保险的发展现状及推行过程中出现的问题；第四部分主要分析国外典型国家（美、德、法）及国内强制性责任保险---以交强险为例实施环境污染责任保险的情况及对我国实施强制性环境责任保险的借鉴；第五部分提出加快我国强制性环境污染责任保险发展的建议,这部分主要从外部支持与内在动力角度说明加强实施强制性的保障及强制性推行阻力的减少，从而实现加快强制性环境污染责任保险协调发展。
[Abstract]:With the rapid economic growth in China, environmental pollution has become the focus of attention. Environmental pollution has the characteristics of long latent time, wide harm and great loss. As a stable and effective mechanism for sharing and compensating environmental pollution risks, environmental pollution liability insurance can lighten the burden of polluting enterprises and protect the interests of the victims. Strengthening social public administration plays a great role. However, in the process of carrying out environmental pollution liability insurance in China, due to the imperfection of the legal system, there is a lack of products. The existence of unreasonable insurance rate and coverage makes the implementation mode of voluntary environmental pollution liability insurance often hindered. The practice lesson tells us: in order to carry out the environmental pollution liability insurance smoothly, we must choose the compulsory environmental pollution liability insurance mode. The report of the 18th CPC National Congress stressed: "We should put the construction of ecological civilization in a prominent position, integrate all aspects and processes of economic construction, political construction, cultural construction, and social construction, strive to build a beautiful China, and realize the sustainable development of the Chinese nation." The implementation of compulsory liability insurance for environmental pollution is an important measure to realize the construction of ecological civilization and an important factor affecting the comprehensive, coordinated and sustainable development of economy and society. Therefore, it should play an active role in the construction of "five-in-one" and the realization of "Chinese Dream". The research method of this paper mainly through the qualitative analysis method, from the theory unifies the practice, the comparison analysis and the synthesis analysis angle carries on the analysis to the compulsory environmental pollution liability insurance. The paper is divided into five parts. The first part mainly analyzes the theoretical basis of the compulsory mode in the implementation of environmental pollution liability insurance in China through the elaboration of specific economic theory. The second part mainly analyzes the necessity of implementing compulsory environmental pollution liability insurance in our country from the severe environmental pollution problem and the great challenge it brings, and the mandatory advantages of implementing the liability insurance for environmental pollution. The third part mainly analyzes the development status and problems in the process of implementing the liability insurance for environmental pollution in China, the fourth part mainly analyzes the typical foreign countries (America, Germany, Germany, Germany, Germany, Germany). Law) and domestic compulsory liability insurance-take traffic insurance as an example to carry out environmental pollution liability insurance and draw lessons from the implementation of compulsory environmental liability insurance in China; The fifth part puts forward the suggestion of speeding up the development of compulsory environmental pollution liability insurance in China. This part mainly explains from the angle of external support and internal motive force to strengthen the enforcement of compulsory protection and reduce the resistance of mandatory implementation. In order to accelerate the coordinated development of compulsory environmental pollution liability insurance.
【学位授予单位】：新疆财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.69
本文编号：2198214
[Abstract]:With the rapid economic growth in China, environmental pollution has become the focus of attention. Environmental pollution has the characteristics of long latent time, wide harm and great loss. As a stable and effective mechanism for sharing and compensating environmental pollution risks, environmental pollution liability insurance can lighten the burden of polluting enterprises and protect the interests of the victims. Strengthening social public administration plays a great role. However, in the process of carrying out environmental pollution liability insurance in China, due to the imperfection of the legal system, there is a lack of products. The existence of unreasonable insurance rate and coverage makes the implementation mode of voluntary environmental pollution liability insurance often hindered. The practice lesson tells us: in order to carry out the environmental pollution liability insurance smoothly, we must choose the compulsory environmental pollution liability insurance mode. The report of the 18th CPC National Congress stressed: "We should put the construction of ecological civilization in a prominent position, integrate all aspects and processes of economic construction, political construction, cultural construction, and social construction, strive to build a beautiful China, and realize the sustainable development of the Chinese nation." The implementation of compulsory liability insurance for environmental pollution is an important measure to realize the construction of ecological civilization and an important factor affecting the comprehensive, coordinated and sustainable development of economy and society. Therefore, it should play an active role in the construction of "five-in-one" and the realization of "Chinese Dream". The research method of this paper mainly through the qualitative analysis method, from the theory unifies the practice, the comparison analysis and the synthesis analysis angle carries on the analysis to the compulsory environmental pollution liability insurance. The paper is divided into five parts. The first part mainly analyzes the theoretical basis of the compulsory mode in the implementation of environmental pollution liability insurance in China through the elaboration of specific economic theory. The second part mainly analyzes the necessity of implementing compulsory environmental pollution liability insurance in our country from the severe environmental pollution problem and the great challenge it brings, and the mandatory advantages of implementing the liability insurance for environmental pollution. The third part mainly analyzes the development status and problems in the process of implementing the liability insurance for environmental pollution in China, the fourth part mainly analyzes the typical foreign countries (America, Germany, Germany, Germany, Germany, Germany). Law) and domestic compulsory liability insurance-take traffic insurance as an example to carry out environmental pollution liability insurance and draw lessons from the implementation of compulsory environmental liability insurance in China; The fifth part puts forward the suggestion of speeding up the development of compulsory environmental pollution liability insurance in China. This part mainly explains from the angle of external support and internal motive force to strengthen the enforcement of compulsory protection and reduce the resistance of mandatory implementation. In order to accelerate the coordinated development of compulsory environmental pollution liability insurance.
【学位授予单位】：新疆财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.69
【参考文献】
相关期刊论文 前3条
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本文编号：2198214
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