车辆全险≠出事全赔
发布时间：2018-09-08 06:46
【摘要】：正车辆全险不意味着全赔有消费者反映,车辆在路上行驶时被飞来的石头砸坏了车窗玻璃,向保险公司申请理赔时,却被告知未投保相应附加险种而遭到拒赔。消费者认为自己买车时明明投保了全险,但是并不能保障全部的风险,对此提出了质疑。保险公司给的解释是:车窗被飞石砸坏,需要附加投保玻璃破碎险才能得到相应赔付。在生活中,因车主不了解车险而引发的纠纷着实不少。据介绍,车辆基本险包括车辆损失险、商业第三者责任险、全车盗抢险和车上人员责任险共四个独立的险种。投保人可以选择投保其中部分
[Abstract]:The full vehicle insurance does not mean that there is a consumer response to the full loss. When the vehicle is driven on the road by flying stones that break the windows of the vehicle and apply to the insurance company for settlement of the claim, it is told that it has not been insured for the corresponding additional type of insurance and has been refused compensation. Consumers doubt that they are insured against all risks when they buy a car. The insurance company explained that windows were broken by flying stones, and that additional coverage of glass breakage was required in order to be paid accordingly. In life, because car owners do not understand the car insurance caused by the dispute is a lot. According to introduction, the basic vehicle insurance includes vehicle loss insurance, commercial third party liability insurance, the whole car theft and personnel liability insurance a total of four independent types. The insured may choose to insure some of them
【分类号】：F842.63
本文编号：2229690
[Abstract]:The full vehicle insurance does not mean that there is a consumer response to the full loss. When the vehicle is driven on the road by flying stones that break the windows of the vehicle and apply to the insurance company for settlement of the claim, it is told that it has not been insured for the corresponding additional type of insurance and has been refused compensation. Consumers doubt that they are insured against all risks when they buy a car. The insurance company explained that windows were broken by flying stones, and that additional coverage of glass breakage was required in order to be paid accordingly. In life, because car owners do not understand the car insurance caused by the dispute is a lot. According to introduction, the basic vehicle insurance includes vehicle loss insurance, commercial third party liability insurance, the whole car theft and personnel liability insurance a total of four independent types. The insured may choose to insure some of them
【分类号】：F842.63
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