山西省养老保险城乡一体化问题研究

发布时间：2018-09-16 20:40

【摘要】：随着人口老龄化的到来，老有所养、老有所依，成为人人关心的话题。由于历史、经济、社会、文化等多重因素的影响，我国的养老保险制度表现出其在特殊发展背景下的复杂性：制度林立，城乡二元，待遇差异，这些都严重违背了社会保障的公平性这一内在属性。对此，，国家的历次重要会议都从不同角度不同程度提出了未来社会保障的改革方略。十八届三中全会通过的《中共中央关于全面深化改革若干重大问题的决定》提出“建立更加公平可持续的社会保障制度”,明确了下一步改革的目标。城乡一体化的养老保险制度应该是一个多层次的养老保险体系，包含基于公民身份的统一的基本养老保险制度，基于地域的附加养老保险制度和基于职业的补充养老保险制度。在我国当前这一时点上，根据养老保险改革发展的进程，对未来的改革发展提出一个合理的路径设想具有理论和现实双重意义。本文综合运用了文献综述，比较分析、归纳总结等方法。在对现有的研究成果和理论基础加以阐述之后，通过具体描述山西省养老保险的现状，对城乡养老保险制度进行比较分析，得出城乡差异的养老保险制度所带来的问题。之后，选择分析了国内外典型国家地区养老保险的发展历程，总结出可取的经验。最后，本文针对城乡差异所导致的问题，在汲取典型地区经验的基础上，对我国城乡一体化养老保险制度的构建提出一条适用性强，可操作性强的养老保险改革发展路径。
[Abstract]:With the arrival of the aging population, the security of the elderly, old age has become a topic of concern to everyone. Because of the influence of many factors, such as history, economy, society, culture and so on, the endowment insurance system of our country shows its complexity under the special development background: the system is numerous, the urban and rural areas are dualistic, the treatment is different, These all seriously violate the inherent attribute of social security fairness. In view of this, every important meeting of our country has put forward the reform strategy of social security in the future from different angles and different degrees. The decision of the CPC Central Committee on deepening the Reform in an All-round way, adopted by the third Plenary session of the 18th CPC Central Committee, puts forward "establishing a more equitable and sustainable social security system", and clarifies the goal of the next step of reform. Urban and rural integrated pension insurance system should be a multi-level pension insurance system, including a unified basic endowment insurance system based on citizenship, an additional endowment insurance system based on geographical area and a supplementary old-age insurance system based on occupation. At this point in our country, according to the process of the reform and development of the old-age insurance, it is of both theoretical and practical significance to put forward a reasonable path assumption for the future reform and development. In this paper, the methods of literature review, comparative analysis, induction and summary are used synthetically. After expounding the existing research results and theoretical basis, through the specific description of the current situation of pension insurance in Shanxi Province, the comparative analysis of the urban and rural old-age insurance system is carried out, and the problems brought by the urban-rural difference pension insurance system are obtained. After that, the paper analyzes the development course of endowment insurance in typical countries and regions at home and abroad, and sums up the desirable experience. Finally, aiming at the problems caused by the difference between urban and rural areas, based on the experience of typical regions, this paper puts forward a path to the reform and development of the pension insurance system in China, which has strong applicability and maneuverability.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67

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