济源市生猪保险的案例研究
发布时间：2018-09-17 09:07
【摘要】：在中国的居民饮食消费中,猪肉的消费量占比历来较大,猪肉价格的上涨会拉动居民消费价格指数的上涨,影响居民的基本生活质量。生猪养殖亦历来都是农村经济的支柱产业,生猪市场的波动会影响农民收入和农业发展。为稳定生猪养殖产业,国家在不断的推进运用市场的资源和力量对影响生猪养殖产业的风险进行有效管理。根据现代风险管理理念以及参考发达国家经验,运用保险的机制在畜牧业风险管理中进行风险损失分摊,降低经济损失是发展畜牧业的重要途经。济源市为河南省的生猪养殖大市,其农业保险工作始终走在全省前列。从2007年至今坚持探索利用生猪保险产品对影响生猪养殖产业发展的三大主要风险即自然灾害、疫病、市场价格波动带来的不确定性损失进行管理。近八年来,济源市在实践中形成了适合自身产业发展的生猪保险管理体系,实实在在的维护了农户经济利益,并稳定的促进了生猪养殖业在当地的发展。研究济源市生猪保险体系的建立过程,有助于为省内及国内其他地区在开展生猪保险工作中提供样板经验,因此选取济源市生猪保险体系为研究对象,实地走访济源市畜牧局、财产保险公司并收集大量信息及数据。首先全面解析济源市生猪养殖的情况以及在养殖中所面临的不同风险,财产保险公司在不同的阶段开发了有针对性的保险产品,详细对能繁母猪保险、育肥猪保险产品进行解读。其次通过梳理,发现在建立生猪保险管理体系过程中的出现的问题,总结济源市畜牧局和财产保险公司进行的改善措施,并对实施效果进行分析和评估。根据生猪保险产品的未来发展方向,同时对创新性的生猪价格指数保险产品进行产品开发的研究,收集国内部分地区所进行的生猪价格指数保险的试点资料和数据并进行实证分析比较,对济源市将要实施的生猪价格指数保险的情况进行分析预测。在农业保险的发展中,中国市场和国际发达国家市场在环境、技术、政策等多方面具有差距,选取美国和加拿大的生猪价格保险,对其产品开发原理、产品内容、运营环境进行比较分析,从而对国内财产保险公司在生猪价格指数保险在未来的发展上提供一定的经验借鉴,使生猪保险产品的创新上有所参考。
[Abstract]:Pork consumption has always accounted for a large proportion of Chinese residents' dietary consumption. The rise of pork price will lead to the rise of consumer price index and affect the basic quality of life of the residents. Pig farming has always been a pillar industry in rural economy. The fluctuation of pig market will affect farmers' income and agricultural development. In order to stabilize the pig breeding industry, the country is constantly promoting the use of market resources and power to effectively manage the risks that affect the pig breeding industry. According to the concept of modern risk management and the experience of developed countries, it is an important way to develop animal husbandry to use the mechanism of insurance to share risk loss in animal husbandry risk management and to reduce economic loss. Jiyuan City is a pig breeding city in Henan Province, its agricultural insurance work has always been in the forefront of the province. From 2007 to now, the use of pig insurance products to manage the three main risks that affect the development of pig breeding industry, namely natural disaster, epidemic disease, market price fluctuation, uncertainty loss management. In the past eight years, Jiyuan City has formed a pig insurance management system suitable for the development of its own industry in practice, which has maintained the economic interests of farmers and steadily promoted the development of pig breeding industry in the local area. The study on the establishment process of the pig insurance system in Jiyuan City is helpful to provide the model experience for developing the pig insurance system in the province and other areas in China. Therefore, the pig insurance system of Jiyuan City is selected as the research object, and the animal husbandry bureau of Jiyuan City is visited on the spot. Property insurance companies also collect large amounts of information and data. First of all, we comprehensively analyze the situation of pig breeding in Jiyuan City and the different risks faced in the breeding process. Property insurance companies have developed targeted insurance products at different stages to insure the fertile sows in detail. Fattening pig insurance products for interpretation. Secondly, through combing, found the problems in the establishment of pig insurance management system, summarized the improvement measures carried out by Jiyuan City Animal and Shepherd Bureau and property Insurance Company, and analyzed and evaluated the effect of the implementation. According to the future development direction of pig insurance products, and the innovative pig price index insurance product development, This paper collects the experimental data and data of pig price index insurance in some parts of China, and makes an empirical analysis and comparison, and analyzes and forecasts the situation of pig price index insurance to be implemented in Jiyuan city. In the development of agricultural insurance, there is a gap between Chinese market and developed country market in environment, technology, policy and so on. The operation environment is compared and analyzed so as to provide some experience and reference for domestic property insurance companies in the future development of pig price index insurance and the innovation of pig insurance products.
【学位授予单位】：郑州大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F842.66
本文编号：2245387
[Abstract]:Pork consumption has always accounted for a large proportion of Chinese residents' dietary consumption. The rise of pork price will lead to the rise of consumer price index and affect the basic quality of life of the residents. Pig farming has always been a pillar industry in rural economy. The fluctuation of pig market will affect farmers' income and agricultural development. In order to stabilize the pig breeding industry, the country is constantly promoting the use of market resources and power to effectively manage the risks that affect the pig breeding industry. According to the concept of modern risk management and the experience of developed countries, it is an important way to develop animal husbandry to use the mechanism of insurance to share risk loss in animal husbandry risk management and to reduce economic loss. Jiyuan City is a pig breeding city in Henan Province, its agricultural insurance work has always been in the forefront of the province. From 2007 to now, the use of pig insurance products to manage the three main risks that affect the development of pig breeding industry, namely natural disaster, epidemic disease, market price fluctuation, uncertainty loss management. In the past eight years, Jiyuan City has formed a pig insurance management system suitable for the development of its own industry in practice, which has maintained the economic interests of farmers and steadily promoted the development of pig breeding industry in the local area. The study on the establishment process of the pig insurance system in Jiyuan City is helpful to provide the model experience for developing the pig insurance system in the province and other areas in China. Therefore, the pig insurance system of Jiyuan City is selected as the research object, and the animal husbandry bureau of Jiyuan City is visited on the spot. Property insurance companies also collect large amounts of information and data. First of all, we comprehensively analyze the situation of pig breeding in Jiyuan City and the different risks faced in the breeding process. Property insurance companies have developed targeted insurance products at different stages to insure the fertile sows in detail. Fattening pig insurance products for interpretation. Secondly, through combing, found the problems in the establishment of pig insurance management system, summarized the improvement measures carried out by Jiyuan City Animal and Shepherd Bureau and property Insurance Company, and analyzed and evaluated the effect of the implementation. According to the future development direction of pig insurance products, and the innovative pig price index insurance product development, This paper collects the experimental data and data of pig price index insurance in some parts of China, and makes an empirical analysis and comparison, and analyzes and forecasts the situation of pig price index insurance to be implemented in Jiyuan city. In the development of agricultural insurance, there is a gap between Chinese market and developed country market in environment, technology, policy and so on. The operation environment is compared and analyzed so as to provide some experience and reference for domestic property insurance companies in the future development of pig price index insurance and the innovation of pig insurance products.
【学位授予单位】：郑州大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F842.66
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