养殖户家禽保险支付意愿实证分析——基于浙江省建德市蛋鸡养殖户的入户调查

发布时间：2018-09-18 08:16

【摘要】：禽流感等疫病频发,给家禽养殖户造成严重损失,加快推动家禽保险发展已成为政府优先考虑的选择。本文通过对浙江省家禽保险试点地区的调查,运用条件价值评估法获取256户蛋鸡养殖户微观数据,对不同保障水平下养殖户家禽保险支付意愿影响因素及投保率进行研究。结果表明:政府对保费的补贴水平是影响养殖户投保意愿的重要因素;在相同补贴程度下,保额高的方案养殖户支付意愿更低;养殖户对家禽保险的支付水平主要受对鸡只疫病的预防与控制能力、家禽保险重要性认知程度、购买其它保险数量、养殖场生物安全体系建设程度、养殖收入占比、养殖年限等因素的影响。提供多种保障水平、多样化的保险品种能降低政府的补贴水平并提高养殖户的投保率。
[Abstract]:The frequent occurrence of avian flu and other diseases has caused serious losses to poultry farmers. Speeding up the development of poultry insurance has become a priority for the government. In this paper, the microcosmic data of 256 laying hens were obtained by using the conditional value evaluation method through the investigation of the poultry insurance pilot area in Zhejiang Province, and the factors affecting the poultry insurance willingness and the insured rate of the poultry insurance were studied under different security levels. The results show that the level of government premium subsidy is an important factor affecting farmers' willingness to insure, and the scheme farmers with high coverage are less willing to pay under the same subsidy level. The payment level of poultry insurance by farmers is mainly affected by the ability to prevent and control the disease of chickens, the importance of poultry insurance, the quantity of other insurance, the degree of biosafety system construction, and the proportion of income. The influence of factors such as the number of years of breeding. Provide a variety of levels of protection, a variety of insurance varieties can reduce the level of government subsidies and increase the insurance rate of farmers.
【作者单位】：南京农业大学经济管理学院;南京农业大学中国粮食安全保障研究中心;
【基金】：国家自然科学基金项目(70903034) 教育部留学回国人员科研启动基金项目加拿大国际发展研究中心(IDRC)项目(104319-004)
【分类号】：F326.3;F842;F224

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