养老保险与通胀的较量
发布时间：2018-10-17 13:19
【摘要】：正通胀怪圈隐现尽管储蓄型保险越来越专攻于养老这一领域,但现实却并不美好,保险的养老功能还是存在疑问,这在物价上涨的过程中尤其突出。保险产品的收益能力与人们对物价上涨的感觉完全背离,差距过于明显。刘女士在1990年购买了一款传统型的寿险产品,每年交费约3000元,共交20年。当她60岁之后,每月能拿到约700元的养老返还金直到终身。3000元的保费在当时不算小数目,每月700元的保险收入也是能够让人接受的,但是现在的700元不算什么。对此,刘女士很
[Abstract]:Although savings insurance is more and more focused on the field of old-age insurance, the reality is not good. The pension function of insurance is still in doubt, which is especially prominent in the process of rising prices. The earning ability of insurance products deviates completely from people's feeling of price rise, and the gap is too obvious. Ms. Liu bought a traditional life insurance product in 1990, paying about 3000 yuan a year for 20 years. When she was 60 years old, she was able to receive about 700 yuan a month until her lifetime. The 3000 yuan premium was not a small sum at that time, and the monthly insurance income of 700 yuan was acceptable, but now it is nothing. In this regard, Ms. Liu is very
【分类号】：F842.67;F822.5
本文编号：2276782
[Abstract]:Although savings insurance is more and more focused on the field of old-age insurance, the reality is not good. The pension function of insurance is still in doubt, which is especially prominent in the process of rising prices. The earning ability of insurance products deviates completely from people's feeling of price rise, and the gap is too obvious. Ms. Liu bought a traditional life insurance product in 1990, paying about 3000 yuan a year for 20 years. When she was 60 years old, she was able to receive about 700 yuan a month until her lifetime. The 3000 yuan premium was not a small sum at that time, and the monthly insurance income of 700 yuan was acceptable, but now it is nothing. In this regard, Ms. Liu is very
【分类号】：F842.67;F822.5
【相似文献】
相关期刊论文 前3条
1 姚琼巍,陈岩;借鉴日本经验 发展储蓄型保险[J];上海保险;1995年11期
2 蒋玉梅;;理财师家庭的阶段性资产配置[J];大众理财顾问;2012年10期
3 ;[J];;年期
相关重要报纸文章 前1条
1 本报记者 张巨峰;储蓄型保险未必优于储蓄[N];山西日报;2013年
，本文编号：2276782
本文链接：https://www.wllwen.com/jingjilunwen/bxjjlw/2276782.html
