我国新型农村社会养老保险制度研究
发布时间：2018-10-20 10:49
【摘要】：随着我国农村养老保险体系的建立和完善,我国农村社会养老事业取得了一定的进展,但是在制度设计和制度运作中出现了一系列问题,一度使我国农村养老保险事业陷入困境。建立新型农村社会养老保险制度,对确保农村居民基本生活,实现农民基本权利,推动农村减贫和逐步缩小城乡差距,维护农村社会稳定,推动农村地区社会和谐具有重要意义;同时对推动覆盖城乡居民的社会保障体系的建立和完善发挥着重要作用。 农村社会养老保险是国家保障全体农民老年基本生活的制度,是政府的一项重要政策。我国建立新型农村社会养老保险制度,需要根据我国农村地区的的实际情况,在低水平、广覆盖、可持续的基础上,切实保障农村老年人口的基本生活。在新型农村社会养老制度设计和构建过程中,要实行农民个人缴费为主,集体补助为辅,国家给予政策扶持相结合的策略,争取实现各类农村人口社会养老保险制度的统一。在新型农村社会养老保险制度的执行过程中,在充分发挥政府的引导作用的同时,需要调动广大群众的积极性,引导其自愿参保。在新型农村社会养老基金的管理运营过程中,需要在不断拓宽资金来源的同时,切实提高农村社会养老基金的投资收益能力,确保农村社会养老金的保值增值。 本文以我国农村地区社会养老保险发展的实际情况为出发点,综合比较国内外典型的农村社会养老模式,吸收和借鉴国内外农村社会养老保险制度实践中的有益经验,结合农村现状对我国现阶段农村养老保险制度进行系统化研究,提出完善我国新型农村养老保险制度的总体思路,以期为中国新型农村社会养老保险体系的建设和完善提供理论依据和政策参考。
[Abstract]:With the establishment and perfection of the rural old-age insurance system in our country, some progress has been made in the rural social pension system, but a series of problems have appeared in the system design and system operation. Once upon a time, China's rural old-age insurance industry into a dilemma. The establishment of a new rural social endowment insurance system will ensure the basic livelihood of rural residents, realize the basic rights of peasants, promote poverty reduction in rural areas, gradually narrow the gap between urban and rural areas, and maintain social stability in rural areas. It is of great significance to promote social harmony in rural areas and play an important role in the establishment and improvement of social security system covering urban and rural residents. Rural social endowment insurance is an important policy of the government. In order to establish a new rural social endowment insurance system in China, it is necessary to ensure the basic life of the elderly population in rural areas on the basis of low level, wide coverage and sustainability according to the actual situation in rural areas. In the process of designing and constructing the new rural social old-age system, it is necessary to realize the unity of the social old-age insurance system of all kinds of rural population through the strategy of combining the individual contribution of farmers with the collective subsidy and the policy support of the state in order to realize the unity of the social old-age insurance system for all kinds of rural population. In the process of implementing the new rural social endowment insurance system, it is necessary to arouse the enthusiasm of the masses and guide them to participate in the insurance voluntarily while giving full play to the guiding role of the government. In the course of the management and operation of the new rural social pension fund, it is necessary to continuously broaden the sources of funds, at the same time, to effectively improve the ability of investment income of rural social pension fund, to ensure the maintenance and appreciation of rural social pension. Based on the actual situation of the development of social endowment insurance in rural areas of our country, this paper comprehensively compares the typical rural social endowment model at home and abroad, absorbs and draws lessons from the beneficial experience in the practice of rural social endowment insurance system at home and abroad. According to the present situation of rural areas, this paper makes a systematic study on the rural old-age insurance system in China at present, and puts forward the general idea of perfecting the new rural old-age insurance system in China. In order to provide theoretical basis and policy reference for the construction and improvement of the new rural social endowment insurance system in China.
【学位授予单位】：武汉科技大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：F842.6
本文编号：2282922
[Abstract]:With the establishment and perfection of the rural old-age insurance system in our country, some progress has been made in the rural social pension system, but a series of problems have appeared in the system design and system operation. Once upon a time, China's rural old-age insurance industry into a dilemma. The establishment of a new rural social endowment insurance system will ensure the basic livelihood of rural residents, realize the basic rights of peasants, promote poverty reduction in rural areas, gradually narrow the gap between urban and rural areas, and maintain social stability in rural areas. It is of great significance to promote social harmony in rural areas and play an important role in the establishment and improvement of social security system covering urban and rural residents. Rural social endowment insurance is an important policy of the government. In order to establish a new rural social endowment insurance system in China, it is necessary to ensure the basic life of the elderly population in rural areas on the basis of low level, wide coverage and sustainability according to the actual situation in rural areas. In the process of designing and constructing the new rural social old-age system, it is necessary to realize the unity of the social old-age insurance system of all kinds of rural population through the strategy of combining the individual contribution of farmers with the collective subsidy and the policy support of the state in order to realize the unity of the social old-age insurance system for all kinds of rural population. In the process of implementing the new rural social endowment insurance system, it is necessary to arouse the enthusiasm of the masses and guide them to participate in the insurance voluntarily while giving full play to the guiding role of the government. In the course of the management and operation of the new rural social pension fund, it is necessary to continuously broaden the sources of funds, at the same time, to effectively improve the ability of investment income of rural social pension fund, to ensure the maintenance and appreciation of rural social pension. Based on the actual situation of the development of social endowment insurance in rural areas of our country, this paper comprehensively compares the typical rural social endowment model at home and abroad, absorbs and draws lessons from the beneficial experience in the practice of rural social endowment insurance system at home and abroad. According to the present situation of rural areas, this paper makes a systematic study on the rural old-age insurance system in China at present, and puts forward the general idea of perfecting the new rural old-age insurance system in China. In order to provide theoretical basis and policy reference for the construction and improvement of the new rural social endowment insurance system in China.
【学位授予单位】：武汉科技大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：F842.6
【引证文献】
相关硕士学位论文 前2条
1 杨庆庆;城镇居民社会养老保险制度问题研究[D];湖南师范大学;2012年
2 范璐璐;辽宁省城镇居民养老保险基础养老金给付水平研究[D];辽宁大学;2013年
，本文编号：2282922
本文链接：https://www.wllwen.com/jingjilunwen/bxjjlw/2282922.html
