我国农业保险经营模式可持续发展研究

发布时间：2018-10-23 09:06

【摘要】：我国经济长期以来处于消费需求不足的境地,要充分发挥消费需求对经济增长的拉动作用,重点在于农村地区。我国是农业大国,但农业保险的发展与农业的发展极不平衡,不利于现代化农业的发展。农业保险的研究对于健全我国农业保险制度,促进农业迅速发展也具有意义。农业发展作为我国经济发展的重要保证,必须保持健康持续发展。农业保险的计划、探究与实施为农民生产作业提供了良好的保障,也为保障农业的持续健康发展、健全农村社会保险制度提供了良好的保障。发展我国的农业保险应该加强立法,并设定农业法定险种；加强农民眼中的农业保险的优势；创新经营体制,成立政策性与商业性的农业保险公司；建立农业保险基金现代筹措和管理制度；创新投入机制,借鉴国内外取得成果的农业保险经营机制,发展我国的农业保险。本文主要研究内容在于农业保险的经营模式。首先,本文对我国农业保险的基本内容进行概述,包括对我国农业保险的概念、分类、特征和功能的介绍；其次,对我国农业保险的经营现状进行了详细的分析,指出了当前我国农业保险发展所存在的问题,并对这些问题进行了详细地分析,通过模型分析的方式仔细研究了我国农业保险的供求现状及存在的问题。最后,针对我国农业保险经营中存在的问题提出了相关解决建议。
[Abstract]:The economy of our country has been in the situation of insufficient consumption demand for a long time. It is necessary to give full play to the pulling effect of consumption demand on economic growth, especially in rural areas. China is a large agricultural country, but the development of agricultural insurance and agricultural development is extremely unbalanced, which is not conducive to the development of modern agriculture. The research of agricultural insurance is significant for perfecting the agricultural insurance system and promoting the rapid development of agriculture. Agricultural development as an important guarantee of economic development in China, we must maintain healthy and sustainable development. The exploration and implementation of agricultural insurance plan provides a good guarantee for farmers' production and operation, as well as a good guarantee for the sustainable and healthy development of agriculture and the improvement of rural social insurance system. To develop agricultural insurance in China, we should strengthen legislation and set up agricultural statutory insurance, strengthen the advantages of agricultural insurance in the eyes of farmers, innovate the management system and establish policy-oriented and commercial agricultural insurance companies. To establish the modern financing and management system of agricultural insurance fund, to innovate the input mechanism, to draw lessons from the agricultural insurance management mechanism obtained at home and abroad, and to develop agricultural insurance in our country. The main research content of this paper lies in the management mode of agricultural insurance. First of all, this paper summarizes the basic contents of agricultural insurance in China, including the concept, classification, characteristics and functions of agricultural insurance in China. This paper points out the problems existing in the development of agricultural insurance in China at present, and analyzes these problems in detail, and studies the supply and demand situation and the existing problems of agricultural insurance in China carefully by the way of model analysis. Finally, in view of our country agriculture insurance management existence question has proposed the related solution proposal.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.66

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