日照市东港区“新农保”实施现状及对策研究
发布时间：2018-10-31 09:17
【摘要】：按照公认的国际标准，我国已经进入了人口老龄化社会，且人口老龄化发展态势异常严峻。与此同时，城乡人口老龄化程度严重倒置，即相对于城市，我国农村人口老龄化形势更加严峻。截至2009年底，农村人口老龄化程度是城市的2.3倍。总体来看，，我国农村人口老龄化在2011-2060年间经历快速发展、高速攀升和持续高位运行的阶段。然而，由于农村集体保障水平偏低，农民养老迫切需要向社会养老模式转变。因此，建立新型农村社会养老保险（以下简称新农保）制度并得到有效运行就显得尤为重要。 本研究采用理论和实际工作相结合的方法，采取资料分析和随机问卷的方式，结合日照市东港区新农保的实施现状，对东港区新农保政策落实情况及实施效果以及东港区新农保创新做法进行了研究。通过东港区近年来新农保的实施情况可以看出，东港区对于新农保政策的实施展现了极大的热情，将其作为最重要的民生工程，加强组织领导，统筹推进，取得显著成效。截至2013年，已实现参保全面化，覆盖范围包括郊区农民、失地农民及进城务工农民。但在新农保推进过程中也发现一些问题，如部分低收入乡镇的农民持续缴费可能出现经济困难，个人缴费“捆绑”制的副作用，远期通胀导致农民对将来养老金购买力的担忧，部分农民选择最低保费标准、难以充分保障老年生活等。 为更好推动农村社会养老保险顺利实施，实现农民老有所养，对上述存在的问题，要结合东港区的具体情况，采取相应措施：一是要进一步加大宣传力度，积极引导农民提高素质，增强参保意识；二是要不断增加政府投入，通过财政补贴、设立养老金保障基金、建立统一的城乡居民基本养老保险制度等解决制度缺陷；三是要加强基层平台建设，解决基层平台经办力量薄弱问题；四是千方百计增加农民收入，提高农民缴费标准等。认真解决新农保现存问题，才能使其能够不断适应社会经济的发展，并具有可持续性。
[Abstract]:According to the accepted international standards, China has entered an aging society, and the development of population aging is extremely severe. At the same time, the aging degree of urban and rural population is reversed seriously, that is, the aging situation of rural population in China is more severe than that in urban areas. By the end of 2009, the aging of the rural population was 2.3 times that of the urban population. In general, the aging of rural population in China experienced a period of rapid development, rapid growth and sustained high running in 2011-2060. However, due to the low level of collective security in rural areas, farmers urgently need to change to social pension model. Therefore, it is very important to set up the new rural social endowment insurance (hereinafter referred to as the new rural insurance) system and get the effective operation. This study adopts the method of combining theory with practice, adopts the method of data analysis and random questionnaire, and combines the present situation of the implementation of new rural insurance in Donggang District of Rizhao City. The implementation and effect of the new rural insurance policy in Donggang district and the innovative practices of the new rural insurance policy in Donggang district were studied. Through the implementation of New Rural Insurance in Donggang District in recent years, we can see that Donggang District has shown great enthusiasm for the implementation of New Rural Insurance Policy, which is regarded as the most important livelihood project, strengthening organization and leadership, as a whole, and achieving remarkable results. By 2013, full coverage had been achieved, covering suburban farmers, landless farmers and migrant workers. However, some problems have also been found in the process of promoting new rural insurance. For example, the continued payment of fees by farmers in some low-income villages and towns may have economic difficulties, the side effects of the "bundling" system of individual payments, and the long-term inflation causing farmers to worry about the purchasing power of future pensions. Some farmers choose the minimum premium standard, it is difficult to fully protect the elderly life and so on. In order to better promote the smooth implementation of social endowment insurance in rural areas and to achieve a sense of security for farmers, we should take appropriate measures to solve the above problems in light of the specific conditions in Donggang District: first, we should further step up publicity efforts. Actively guide farmers to improve their quality and enhance their awareness of participating in insurance; Second, it is necessary to continuously increase government investment, through financial subsidies, the establishment of pension protection fund, the establishment of a unified basic old-age insurance system for urban and rural residents, and other institutional defects; Third, it is necessary to strengthen the construction of grass-roots platforms, to solve the problem of weak operational strength of grass-roots platforms, and fourth, to do everything possible to increase farmers' income and raise the standard of peasants' payment of fees and so on. Only by seriously solving the existing problems, can the new rural insurance be able to adapt to the development of social economy and be sustainable.
【学位授予单位】：曲阜师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89
本文编号：2301637
[Abstract]:According to the accepted international standards, China has entered an aging society, and the development of population aging is extremely severe. At the same time, the aging degree of urban and rural population is reversed seriously, that is, the aging situation of rural population in China is more severe than that in urban areas. By the end of 2009, the aging of the rural population was 2.3 times that of the urban population. In general, the aging of rural population in China experienced a period of rapid development, rapid growth and sustained high running in 2011-2060. However, due to the low level of collective security in rural areas, farmers urgently need to change to social pension model. Therefore, it is very important to set up the new rural social endowment insurance (hereinafter referred to as the new rural insurance) system and get the effective operation. This study adopts the method of combining theory with practice, adopts the method of data analysis and random questionnaire, and combines the present situation of the implementation of new rural insurance in Donggang District of Rizhao City. The implementation and effect of the new rural insurance policy in Donggang district and the innovative practices of the new rural insurance policy in Donggang district were studied. Through the implementation of New Rural Insurance in Donggang District in recent years, we can see that Donggang District has shown great enthusiasm for the implementation of New Rural Insurance Policy, which is regarded as the most important livelihood project, strengthening organization and leadership, as a whole, and achieving remarkable results. By 2013, full coverage had been achieved, covering suburban farmers, landless farmers and migrant workers. However, some problems have also been found in the process of promoting new rural insurance. For example, the continued payment of fees by farmers in some low-income villages and towns may have economic difficulties, the side effects of the "bundling" system of individual payments, and the long-term inflation causing farmers to worry about the purchasing power of future pensions. Some farmers choose the minimum premium standard, it is difficult to fully protect the elderly life and so on. In order to better promote the smooth implementation of social endowment insurance in rural areas and to achieve a sense of security for farmers, we should take appropriate measures to solve the above problems in light of the specific conditions in Donggang District: first, we should further step up publicity efforts. Actively guide farmers to improve their quality and enhance their awareness of participating in insurance; Second, it is necessary to continuously increase government investment, through financial subsidies, the establishment of pension protection fund, the establishment of a unified basic old-age insurance system for urban and rural residents, and other institutional defects; Third, it is necessary to strengthen the construction of grass-roots platforms, to solve the problem of weak operational strength of grass-roots platforms, and fourth, to do everything possible to increase farmers' income and raise the standard of peasants' payment of fees and so on. Only by seriously solving the existing problems, can the new rural insurance be able to adapt to the development of social economy and be sustainable.
【学位授予单位】：曲阜师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89
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