遂宁市安居区新型农村社会养老保险问题及对策研究

发布时间：2018-11-06 09:31

【摘要】：随着国家关于国民经济的第十二个五年计划逐步展开,越来越多的涉农政策得到落实。国家对农村社会保障体系的健全和完善十分看重,致力于实现社会保障体系在城乡范围内的全覆盖,是改善民生、完善基本公共服务体系的必然要求。在我国经济社会飞速发展的情况下,农村社会养老保障制度的发展却十分迟缓。作为我国社保制度的重要组成部分,农村社会养老保障已经逐渐落后于国民经济的发展速度。随着工业化、城市化加快,农村社会结构在逐步改变,原有的农保制度已经难以适应新形势的需要,新制度的建设迫在眉睫。建立完善的社会养老保障制度,能有效缓解农村老龄化、空巢化等问题给社会带来的冲击,也是关系到经济发展和社会稳定的重要课题。新型农村社会养老保险制度从2009年开始实施,逐步开展了一系列试点工作。新农保制度在坚持保基本、广覆盖、有弹性、可持续的基本原则上执行,是从实际情况出发的、符合我国农村社会养老需求的新制度。新农保实施四年以来,在坚持基本原则、灵活执行政策的基础上,各项试点工作都保持良好运作,参保率、保障水平等得到稳步提高。2014年已经是遂宁市安居区开展新农保试点工作的第五个年头,是国家第一批试点区县之一。以解决该区新农保政策推行的代表性问题为目的,通过对现行政策实施状态的全面了解和综合分析,反映并总结安居区在试点工作中的问题,提出相应的解决建议,这对于提高制度的可行性有一定的帮助。同时有利于改善政策执行中的矛盾,对促进制度在西部地区的进一步发展和推广具有重大的现实意义。本文以城乡社保体系日趋一体化和新农保制度覆盖面不断扩大为研究背景,对遂宁市安居区新农保制度实施的现状和问题等进行了综合分析。首先,探讨了建立健全农村社会养老保险制度的必要性和重要性,并简述了一些国内外相关研究的成果和经验,藉此分析说明了农村社会养老保险的一些概念和理论；然后,以新农保制度在安居区的实施现状为脉络,对新农保相关政策做了系统分析,并总结了四年试点工作中的成效和问题；最后,从地区实际出发结合其他试点工作中的经验,以可行性和推广性为着眼点,对遂宁市安居区新农保工作的发展和完善提出了对策建议。
[Abstract]:With the development of the 12 th five-year Plan on National economy, more and more agricultural policies have been implemented. The state attaches great importance to the perfection and perfection of the rural social security system, and devotes to the realization of the full coverage of the social security system in the urban and rural areas, which is the inevitable requirement for improving the people's livelihood and perfecting the basic public service system. With the rapid development of economy and society in our country, the development of rural social endowment security system is very slow. As an important part of China's social security system, rural social pension security has gradually lagged behind the development of the national economy. Along with the industrialization, the urbanization speeds up, the rural social structure is gradually changing, the original rural insurance system has been difficult to adapt to the needs of the new situation, the construction of the new system is imminent. The establishment of a perfect social security system for the aged can effectively alleviate the impact on the society caused by the problems of rural aging and empty nesting, and it is also an important subject related to economic development and social stability. The new rural social endowment insurance system has been implemented since 2009 and a series of pilot projects have been carried out. The new rural insurance system is based on the basic principles of basic protection, wide coverage, flexibility and sustainability. It is based on the actual situation and conforms to the needs of the rural society for the aged in our country. Since the implementation of the new rural insurance policy four years ago, on the basis of adhering to the basic principles and implementing the policy flexibly, all the pilot projects have maintained a good operation and the rate of participation in the insurance has been maintained. The security level has been steadily improved. 2014 is the fifth year of the new agricultural security pilot work in Suining's Anju District and one of the country's first pilot districts and counties. In order to solve the representative problem of the implementation of the new rural insurance policy in this area, through the comprehensive understanding and comprehensive analysis of the current policy implementation, this paper reflects and summarizes the problems in the pilot work of the living area, and puts forward corresponding solutions. This is helpful to improve the feasibility of the system. At the same time, it is beneficial to improve the contradiction in the policy implementation, and has great practical significance to promote the further development and popularization of the system in the western region. Based on the background of the integration of urban and rural social security system and the continuous expansion of the coverage of the new rural insurance system, this paper makes a comprehensive analysis of the present situation and problems of the implementation of the new rural insurance system in the Anju District of Suining City. First of all, it discusses the necessity and importance of establishing and perfecting the rural social endowment insurance system, and briefly describes some domestic and foreign related research results and experiences, and then explains some concepts and theories of rural social old-age insurance. Then, in the context of the status quo of the implementation of the new rural insurance system in the living areas, this paper makes a systematic analysis of the relevant policies of the new rural insurance system, and summarizes the results and problems in the four years of pilot work. Finally, based on the regional practice and the experience of other pilot projects, this paper puts forward some countermeasures and suggestions for the development and improvement of the new rural insurance work in the Anju District of Suining City, focusing on the feasibility and popularization of the work.
【学位授予单位】：四川农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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