我国工程造价咨询执业保险市场均衡分析——基于演化博弈理论
发布时间:2018-11-13 11:51
【摘要】:现阶段,研究工程造价咨询执业保险对工程造价咨询行业具有重大创新意义。通过构建工程造价咨询执业保险市场的演化博弈模型,探索该执业保险市场的均衡演化规律以及揭示各影响因素对保险市场均衡的作用效果,为建立完善工程造价咨询执业保险制度提供了一系列建议:建立健全工程造价咨询行业市场信用评价体系,适当提高工程造价咨询公司信誉超支的惩罚力度;创造条件解决工程造价咨询公司投保难、投保成本高,以及保险公司经营费用成本等问题;积极引导保险公司主动建立专门的风险控制机制,尤其预防工程造价咨询公司的道德风险;深入探索工程造价咨询执业保险政策支撑体系建设,在给予工程造价咨询公司业务竞争优势及保险公司税收优惠上优先试行。
[Abstract]:At present, the research of engineering cost consulting insurance is of great significance to the engineering cost consulting industry. By constructing the evolutionary game model of engineering cost consulting practice insurance market, this paper probes into the law of equilibrium evolution of the practice insurance market and reveals the effect of various influencing factors on the equilibrium of insurance market. It provides a series of suggestions for establishing and perfecting the system of engineering cost consulting practice insurance: establishing and perfecting the market credit evaluation system of engineering cost consulting industry and appropriately increasing the penalty of overspending on the reputation of engineering cost consulting company; Create the conditions to solve the project cost consulting company insurance difficult, insurance costs, and insurance companies operating costs and other issues; Actively guide insurance companies to take the initiative to establish a special risk control mechanism, especially to prevent the moral hazard of engineering cost consulting companies; This paper probes into the construction of the policy support system of engineering cost consulting and practicing insurance policy, and gives priority to the construction cost consulting companies in giving them the competitive advantage of business and preferential taxation for insurance companies.
【作者单位】: 天津理工大学管理学院;
【基金】:国家自然基金项目(项目号:71173152) 国家自然科学基金青年项目(项目号:71603180) 中国建设工程造价管理协会2015年“工程造价咨询职业保险制度研究”重点课题的资助
【分类号】:F842.6
本文编号:2329027
[Abstract]:At present, the research of engineering cost consulting insurance is of great significance to the engineering cost consulting industry. By constructing the evolutionary game model of engineering cost consulting practice insurance market, this paper probes into the law of equilibrium evolution of the practice insurance market and reveals the effect of various influencing factors on the equilibrium of insurance market. It provides a series of suggestions for establishing and perfecting the system of engineering cost consulting practice insurance: establishing and perfecting the market credit evaluation system of engineering cost consulting industry and appropriately increasing the penalty of overspending on the reputation of engineering cost consulting company; Create the conditions to solve the project cost consulting company insurance difficult, insurance costs, and insurance companies operating costs and other issues; Actively guide insurance companies to take the initiative to establish a special risk control mechanism, especially to prevent the moral hazard of engineering cost consulting companies; This paper probes into the construction of the policy support system of engineering cost consulting and practicing insurance policy, and gives priority to the construction cost consulting companies in giving them the competitive advantage of business and preferential taxation for insurance companies.
【作者单位】: 天津理工大学管理学院;
【基金】:国家自然基金项目(项目号:71173152) 国家自然科学基金青年项目(项目号:71603180) 中国建设工程造价管理协会2015年“工程造价咨询职业保险制度研究”重点课题的资助
【分类号】:F842.6
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