我国保险产业安全评价
发布时间：2018-12-19 10:45
【摘要】：保险产业具有社会保障及经济补偿的双重作用,其安全发展对于维护经济的稳定具有重要作用。尤其是金融危机爆发后,保险产业安全成为逐渐被重视并被着手研究的重大课题。本文通过研究影响保险产业发展的政策,深入揭示影响保险产业安全的各项因素,并建立保险产业安全评价模型来深入分析保险产业的安全性。 本文以保险产业的影响因素为前提,以保险产业安全为研究对象,采用实证与规范分析相结合以及定量与定性分析相结合的研究方法,主要从保险环境影响力、保险产业竞争力以及保险产业控制力三个方面进行分析,在分析过程中提炼出能够表现各影响因素的评价指标,形成保险产业安全评价体系,然后结合我国保险产业2007-2011年保险公司的相关数据,采用决策理论中的模糊多属性决策模型对数据进行处理,从量的角度明确各指标对保险产业安全的影响程度。 最后根据得出的权重结果,分析保险产业安全各指标的影响程度并给出相应的政策建议,为更好地保证我国保险产业的安全与发展提供一些参考。
[Abstract]:Insurance industry plays a dual role of social security and economic compensation, and its safe development plays an important role in maintaining economic stability. Especially after the financial crisis, the safety of insurance industry has been paid more and more attention. By studying the policies that affect the development of insurance industry, this paper reveals the factors that affect the safety of insurance industry, and establishes the safety evaluation model of insurance industry to deeply analyze the safety of insurance industry. This paper takes the influencing factors of the insurance industry as the premise, takes the insurance industry safety as the research object, adopts the research method of combining the empirical and normative analysis and the quantitative and qualitative analysis, mainly from the impact of the insurance environment. The competitiveness of insurance industry and the control power of insurance industry are analyzed in three aspects. In the process of analysis, the evaluation indexes which can express various factors are refined, and the safety evaluation system of insurance industry is formed. Then combining with the relevant data of insurance companies in China from 2007 to 2011, the fuzzy multi-attribute decision model in decision theory is used to deal with the data, and the influence of each index on the safety of insurance industry is clarified from the perspective of quantity. Finally, according to the weight result, this paper analyzes the influence degree of each index of insurance industry safety and gives corresponding policy suggestions, which provides some references for better ensuring the safety and development of insurance industry in our country.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842
本文编号：2386815
[Abstract]:Insurance industry plays a dual role of social security and economic compensation, and its safe development plays an important role in maintaining economic stability. Especially after the financial crisis, the safety of insurance industry has been paid more and more attention. By studying the policies that affect the development of insurance industry, this paper reveals the factors that affect the safety of insurance industry, and establishes the safety evaluation model of insurance industry to deeply analyze the safety of insurance industry. This paper takes the influencing factors of the insurance industry as the premise, takes the insurance industry safety as the research object, adopts the research method of combining the empirical and normative analysis and the quantitative and qualitative analysis, mainly from the impact of the insurance environment. The competitiveness of insurance industry and the control power of insurance industry are analyzed in three aspects. In the process of analysis, the evaluation indexes which can express various factors are refined, and the safety evaluation system of insurance industry is formed. Then combining with the relevant data of insurance companies in China from 2007 to 2011, the fuzzy multi-attribute decision model in decision theory is used to deal with the data, and the influence of each index on the safety of insurance industry is clarified from the perspective of quantity. Finally, according to the weight result, this paper analyzes the influence degree of each index of insurance industry safety and gives corresponding policy suggestions, which provides some references for better ensuring the safety and development of insurance industry in our country.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842
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相关期刊论文 前4条
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，本文编号：2386815
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