建立大学生互助保险基金的可行性分析——基于完善大学生医疗保障体系的角度
发布时间：2019-01-05 20:05
【摘要】：1985年我国开始推行学生平安保险,2008年9月国家又明确规定将大学生纳入城镇居民基本医疗保障体系,大学生医疗保障体系就此初步建立。但此体系只能提供最基本的医疗保障,大学生医保、学平险所未覆盖的地方或保障不足的地方则需要进一步完善,譬如大学生重疾保障、意外身故等。本文以完善大学生医疗保障体系为目的,重点分析了大学生互助保险基金实行的必要性和可行性,并结合湖北经济学院实际,测算了大学生互助保险基金的缴费水平、收支情况等。分析结果显示,大学生互助保险基金是切实可行的。
[Abstract]:In 1985, our country began to carry out student safety insurance, and in September 2008, the state clearly stipulated that college students should be included in the basic medical security system of urban residents, and the medical security system for college students had been initially established. However, this system can only provide the most basic medical security, the medical insurance of college students, the places that are not covered by the study insurance, or the places where the insurance is insufficient, such as the serious illness insurance of college students, accidental death and so on, need to be further improved. In order to perfect the medical insurance system of college students, this paper analyzes the necessity and feasibility of implementing mutual insurance fund for college students, and calculates the contribution level of mutual insurance fund for college students combined with the actual situation of Hubei University of Economics. Income and expenditure, etc The result shows that the mutual insurance fund is feasible.
【作者单位】： 中央财经大学保险学院;
【分类号】：G647;F842.6
，
本文编号：2402241
[Abstract]:In 1985, our country began to carry out student safety insurance, and in September 2008, the state clearly stipulated that college students should be included in the basic medical security system of urban residents, and the medical security system for college students had been initially established. However, this system can only provide the most basic medical security, the medical insurance of college students, the places that are not covered by the study insurance, or the places where the insurance is insufficient, such as the serious illness insurance of college students, accidental death and so on, need to be further improved. In order to perfect the medical insurance system of college students, this paper analyzes the necessity and feasibility of implementing mutual insurance fund for college students, and calculates the contribution level of mutual insurance fund for college students combined with the actual situation of Hubei University of Economics. Income and expenditure, etc The result shows that the mutual insurance fund is feasible.
【作者单位】： 中央财经大学保险学院;
【分类号】：G647;F842.6
，
本文编号：2402241
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