区域商业养老保险与社会养老保险发展协调度分析

发布时间：2019-01-12 08:25

【摘要】：实现商业养老保险与社会养老保险的协调发展是建立与完善我国养老保障体系的重要内容。运用协调度模型对我国31个省(直辖市、自治区)2006-2011年商业养老保险与社会养老保险的发展协调度进行测算,研究发现,从省级区域的视角来看,我国商业养老保险与社会养老保险的总体协调发展水平偏低,且区域内部差异较大,二者尚未形成高水平的互动协调发展关系;从四大区域的视角来看,一方面,商业养老保险与社会养老保险的发展协调度呈现"东、东北、西、中"逐渐递减的态势,另一方面,人均GDP与发展协调度并无直接关系。各地应根据实际情况及问题,采取有针对性的对策措施,加快商业养老保险与社会养老保险的协调发展。
[Abstract]:To realize the harmonious development of commercial and social endowment insurance is the important content of establishing and perfecting our country's pension security system. This paper uses the coordination degree model to measure the development coordination degree of commercial old-age insurance and social old-age insurance from 2006 to 2011 in 31 provinces (municipalities directly under the Central Government, autonomous region) of our country. The overall level of coordinated development of commercial endowment insurance and social endowment insurance in China is low, and there are great differences within the region, so the relationship between them has not yet formed a high level of interactive and coordinated development. From the angle of view of four regions, on the one hand, the development coordination degree of commercial old-age insurance and social old-age insurance presents a decreasing trend of "east, northeast, west and middle", on the other hand, there is no direct relationship between per capita GDP and development coordination. According to the actual situation and problems, all localities should take targeted countermeasures to accelerate the coordinated development of commercial old-age insurance and social old-age insurance.
【作者单位】：武汉大学社会保障研究中心;
【基金】：教育部人文社会科学重点研究基地重大项目“社会保险与商业保险互补机制创新研究”(10JJD630009)
【分类号】：F842.6

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