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基于保险费率厘定的地铁工程项目保险研究

发布时间:2019-02-16 13:14
【摘要】:研究目的:目前有关地铁等轨道交通工程的保险费率厘定方法中,科学合理的测算方法较少。为促进我国工程保险的健康发展,本文基于工程风险识别的结果,构建地铁轨道交通工程保险费率的厘定模型。该厘定模型根据保险费率原理将模糊层次分析法和专家打分法应用于地铁轨道交通的工程风险评估,从而为地铁轨道交通工程保险费率的估计方法提供全新的定价基础。研究结论:(1)以杭州地铁2号线建设三路站为例,在工程量清单模式下识别工程项目风险,构造系统的WBS-RBS风险矩阵,利用AHP层次分析法和改进后的熵权法来确定风险调整系数,计算得到该工程的保险费率约为6.76‰;(2)本文提出的方法既可以运用在城市轨道交通项目上,也可以运用在其他建筑工程项目中,能较客观地反映工程风险的保险费率。
[Abstract]:Research objective: there are few scientific and reasonable methods to determine the premium rate of subway and other rail transit projects. In order to promote the healthy development of engineering insurance in China, based on the result of engineering risk identification, this paper constructs a model for determining the premium rate of subway rail transit project. According to the principle of premium rate, the fuzzy analytic hierarchy process (AHP) and expert scoring method are applied to the engineering risk assessment of subway rail transit, thus providing a new pricing basis for the method of estimating the insurance rate of subway rail transit project. The conclusions are as follows: (1) taking the construction of Sanlu Station of Hangzhou Metro Line 2 as an example, the project risk is identified in the mode of bill of quantities, and the WBS-RBS risk matrix of the system is constructed. The risk adjustment coefficient is determined by AHP Analytic hierarchy process (AHP) and improved entropy weight method, and the insurance rate of the project is about 6.76 鈥,

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