养老保险基金平衡问题精算分析
发布时间：2019-02-25 19:27
【摘要】：纵观中国历史的发展，不难发现“养老”一直是一个非常重要的话题，现阶段我国实行的养老保险制度是社会统筹与个人账户相结合。我们的研究则以养老保险基金为研究对象，对其收支的平衡情况进行分析。我们在分析我国基本养老保险制度改革的短期和长期问题的时候,把定性与定量的方法进行了有效地结合,同时在数据分析和预测的时候应用了数学模型，使得研究过程更加谨慎，研究结果更加客观。我们通过建立社会养老保险基金平衡精算模型，结合搜集到的吉林省的实际数据，，对本省的养老保险基金收支的平衡问题进行了深入地探究，并在文章最后给出了建议并做出了展望。 我们在第一章中，论述了选题的背景、界定了本文关注的研究问题同时给出了明确的研究思路及研究方法,并构建了文章的基本框架。本文的第二章，集中论述了养老保险、精算学的相关基本概念，为下文针对模型和相关数据展开的研究提供了丰富的理论支撑。在第三章中，选择特定的养老保险精算模型,然后就其中的参数进行分析假设，最后代入数据，计算并预测未来吉林省养老保险收入和支出的数据以及结余，同时提出为以后模型的完善及更待深入研究问题的建议。在第四章中，给出结论并提出对未来的展望与设想。
[Abstract]:Throughout the development of Chinese history, it is not difficult to find that "old-age support" has always been a very important topic. At present, the old-age insurance system implemented in China is the combination of social co-ordination and individual accounts. Our research takes the endowment insurance fund as the research object, carries on the analysis to its income and expenditure balance. When we analyze the short-term and long-term problems of the reform of the basic old-age insurance system in our country, we combine the qualitative and quantitative methods effectively, and at the same time apply the mathematical model in the analysis and prediction of the data. It makes the research process more careful and the results more objective. Through the establishment of the social endowment insurance fund balance actuarial model, combined with the actual data collected in Jilin Province, we deeply explore the balance of the income and expenditure of the endowment insurance fund in this province. At the end of the article, some suggestions and prospects are given. In the first chapter, we discuss the background of the topic, define the research issues concerned in this paper, at the same time, give the clear research ideas and research methods, and construct the basic framework of the article. The second chapter of this paper focuses on the basic concepts of old-age insurance and actuary, which provides a rich theoretical support for the research on the model and related data. In the third chapter, select the specific actuarial model of the endowment insurance, then analyze the parameters of the model, and then substitute the data into the data, calculate and predict the future income and expenditure data and balance of Jilin Province's endowment insurance. At the same time, some suggestions are put forward for the further improvement of the model and the further study of the problem. In the fourth chapter, the conclusion is given and the prospects and assumptions for the future are put forward.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67
本文编号：2430463
[Abstract]:Throughout the development of Chinese history, it is not difficult to find that "old-age support" has always been a very important topic. At present, the old-age insurance system implemented in China is the combination of social co-ordination and individual accounts. Our research takes the endowment insurance fund as the research object, carries on the analysis to its income and expenditure balance. When we analyze the short-term and long-term problems of the reform of the basic old-age insurance system in our country, we combine the qualitative and quantitative methods effectively, and at the same time apply the mathematical model in the analysis and prediction of the data. It makes the research process more careful and the results more objective. Through the establishment of the social endowment insurance fund balance actuarial model, combined with the actual data collected in Jilin Province, we deeply explore the balance of the income and expenditure of the endowment insurance fund in this province. At the end of the article, some suggestions and prospects are given. In the first chapter, we discuss the background of the topic, define the research issues concerned in this paper, at the same time, give the clear research ideas and research methods, and construct the basic framework of the article. The second chapter of this paper focuses on the basic concepts of old-age insurance and actuary, which provides a rich theoretical support for the research on the model and related data. In the third chapter, select the specific actuarial model of the endowment insurance, then analyze the parameters of the model, and then substitute the data into the data, calculate and predict the future income and expenditure data and balance of Jilin Province's endowment insurance. At the same time, some suggestions are put forward for the further improvement of the model and the further study of the problem. In the fourth chapter, the conclusion is given and the prospects and assumptions for the future are put forward.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67
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