中国城市养老保险问题研究
发布时间：2019-02-26 11:01
【摘要】：无论是我国还是国外各国的社会保障制度中，养老保险都是社会保障制度中的一大重要组成部分。由于养老保险所涉及的领域较宽，，同时覆盖的方面较多，加之其影响的人数范围也十分广泛，在全世界都受到高度的重视。在我国积极发展社会主义市场经济的今天，不断改进和完善养老保险制度，使其在经济建设及社会发展过程中发挥巨大作用成为重中之重。从我国城市养老保险制度建立及发展的情况来看，上世纪50年代初期所建立起的以现收现付制作为主要筹资模式的社会养老制度虽然在我国计划经济时期发挥了重要的作用，在当时的特殊情况下体现了公有制社会保障制度中互助互利的基本功能和特性，其运行方式和效果都是十分简单和可行的。而在我国进入社会主义市场经济体制建设的今天，经济和社会的发展给原有的养老保险制度带来了冲击，原有的城市养老保险已经难以满足经济和社会发展的需要。为了使城市养老保险制度在人口老龄化以及市场经济发展的时代条件下继续发挥其巨大的作用，就必须要对其进行改进，通过建立多层次的养老保险体系来实现养老保险制度的可持续发展，其重点就在于要将原有的现收现付制逐步向部分积累制度转变。 本文主要分为五部分： 第一部分，城市养老保险相关理论，对养老保险内容从内容含义、组成分类、基本制度模式三个角度进行简明介绍，对养老保险理论基础进行阐述；第二部分，我国城市养老保险发展现状，对计划经济体制、市场经济体制各个时期的城市养老保险历史沿革进行介绍，在此基础上分析城市养老保险存在的问题，并进而探寻导致这些问题出现的原因；第三部分，国外养老保险经验借鉴，首先对国际上较为成功的四种养老保险种类进行介绍和分析，然后以美国、瑞典养老保险模式为例，对其模式、现状进行讨论，并总结对我国城市养老保险发展的借鉴意义；第四部分，深化我国城市养老保险制度改革的对策，在上文分析的基础上，从制度建设、财务管理、行政管理、企业四个角度提出我国城市养老保险的改进对策；第五部分，结论。
[Abstract]:Old-age insurance is an important part of social security system both in China and abroad. Because the old-age insurance involves a wide range of fields, at the same time, it covers a large number of people, and it also has a wide range of people, so it has been attached great importance to all over the world. With the active development of socialist market economy in our country, it has become the most important task to improve and perfect the old-age insurance system and make it play a great role in the process of economic construction and social development. Judging from the establishment and development of the urban endowment insurance system in China, the social pension system, which was established in the early 1950s with pay-as-you-go as the main financing mode, has played an important role in the planned economy period of our country. Under the special circumstances at that time, the basic functions and characteristics of mutual assistance and mutual benefit in the public ownership social security system were embodied, and its operation mode and effect were very simple and feasible. Today, when our country enters the socialist market economy system construction, the economic and social development has brought the impact to the original old-age insurance system, the original urban old-age insurance has been unable to meet the needs of economic and social development. In order to make the urban old-age insurance system continue to play a great role in the age of aging population and the development of market economy, it is necessary to improve it. In order to realize the sustainable development of the old-age insurance system through the establishment of multi-level old-age insurance system, the key point is to transform the original pay-as-you-go system into a partial accumulation system step by step. This paper is divided into five parts: the first part, the related theory of urban endowment insurance, the content of pension insurance from the content of meaning, composition and classification, the basic system model of three points of view. To the endowment insurance theory foundation carries on the elaboration; The second part, the present situation of urban endowment insurance development in China, introduces the historical evolution of urban endowment insurance in each period of planned economy system and market economy system, and then analyzes the existing problems of urban endowment insurance on this basis. And then to explore the causes of these problems; The third part, drawing lessons from the experience of overseas endowment insurance, firstly introduces and analyzes the four more successful types of old-age insurance in the world, and then takes the old-age insurance model of the United States and Sweden as an example to discuss its mode and current situation. And summarize the reference significance to the development of urban old-age insurance in our country; The fourth part, deepen our country city endowment insurance system reform countermeasure, on the basis of above analysis, from the system construction, the financial management, the administration management, the enterprise four angles proposed our country city endowment insurance improvement countermeasure; Part V, conclusion.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67
本文编号：2430711
[Abstract]:Old-age insurance is an important part of social security system both in China and abroad. Because the old-age insurance involves a wide range of fields, at the same time, it covers a large number of people, and it also has a wide range of people, so it has been attached great importance to all over the world. With the active development of socialist market economy in our country, it has become the most important task to improve and perfect the old-age insurance system and make it play a great role in the process of economic construction and social development. Judging from the establishment and development of the urban endowment insurance system in China, the social pension system, which was established in the early 1950s with pay-as-you-go as the main financing mode, has played an important role in the planned economy period of our country. Under the special circumstances at that time, the basic functions and characteristics of mutual assistance and mutual benefit in the public ownership social security system were embodied, and its operation mode and effect were very simple and feasible. Today, when our country enters the socialist market economy system construction, the economic and social development has brought the impact to the original old-age insurance system, the original urban old-age insurance has been unable to meet the needs of economic and social development. In order to make the urban old-age insurance system continue to play a great role in the age of aging population and the development of market economy, it is necessary to improve it. In order to realize the sustainable development of the old-age insurance system through the establishment of multi-level old-age insurance system, the key point is to transform the original pay-as-you-go system into a partial accumulation system step by step. This paper is divided into five parts: the first part, the related theory of urban endowment insurance, the content of pension insurance from the content of meaning, composition and classification, the basic system model of three points of view. To the endowment insurance theory foundation carries on the elaboration; The second part, the present situation of urban endowment insurance development in China, introduces the historical evolution of urban endowment insurance in each period of planned economy system and market economy system, and then analyzes the existing problems of urban endowment insurance on this basis. And then to explore the causes of these problems; The third part, drawing lessons from the experience of overseas endowment insurance, firstly introduces and analyzes the four more successful types of old-age insurance in the world, and then takes the old-age insurance model of the United States and Sweden as an example to discuss its mode and current situation. And summarize the reference significance to the development of urban old-age insurance in our country; The fourth part, deepen our country city endowment insurance system reform countermeasure, on the basis of above analysis, from the system construction, the financial management, the administration management, the enterprise four angles proposed our country city endowment insurance improvement countermeasure; Part V, conclusion.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67
【参考文献】
相关期刊论文 前10条
1 苏晓春;杨志勇;;中国养老保险制度变迁的经济学分析[J];财经研究;2007年09期
2 王芬;;中国养老保险制度研究[J];当代经济;2011年06期
3 李连芬;刘德伟;;美国养老保险制度改革及其对我国的启示[J];当代经济管理;2010年10期
4 刘璇;;英国养老保险制度浅析[J];黑龙江对外经贸;2008年02期
5 何立新;;中国城镇养老保险制度改革的收入分配效应[J];经济研究;2007年03期
6 王健;吕玉莲;;论按贡献分配是社会主义分配的最高理念[J];经济纵横;2007年05期
7 刘士琴;王苹;王华莹;;我国养老保险法律制度的完善[J];考试周刊;2012年32期
8 莫泰基;“国际最低标准规划模式”的构思:初步应用于中国城市养老保险制度[J];中国劳动科学;1994年06期
9 丁建定;;德国社会保障制度的发展及其特点[J];南都学坛;2008年04期
10 王延中;王俊霞;;中国养老保险制度建设中的个人账户问题[J];社会保障研究;2012年01期
相关博士学位论文 前3条
1 吴永求;中国养老保险扩面问题及对策研究[D];重庆大学;2012年
2 陈建兰;中国城市养老模式研究[D];南京大学;2012年
3 吴连霞;中国养老保险制度变迁机制研究[D];首都经济贸易大学;2012年
本文编号：2430711
本文链接：https://www.wllwen.com/jingjilunwen/bxjjlw/2430711.html
