城镇学龄前儿童社会医疗保险问题研究

发布时间：2019-03-23 17:42

【摘要】：儿童的健康状况是反映国民生活水平的重要指标之一。2012年11月8日召开的中共十八大上，中共中央主席习近平同志在常委见面会上的讲话中，提到“更可靠的社会保障、更高水平的医疗卫生服务”是人民的期盼，“人民对美好生活的向往，就是我们的奋斗目标”。从这个意义上讲，儿童社会医疗保障制度的完善，对国家的未来发展，具有举足轻重的作用。儿童作为弱势群体，其医疗保险政策一直是政府和社会所广泛关注的，学校一般会为入学后的儿童办理集体医疗商业保险，致使学龄前儿童成为了医疗保险唯一的空白。我国于2007年起试行城镇居民基本医疗保险制度，自此，从制度上实现了儿童医疗保险全覆盖。但近几年来，在制度的执行过程中，发现了这样那样的问题，城镇居民基本医疗保险制度并不能满足学龄前儿童的医疗保险需求。本文从当前城镇学龄前儿童社会医疗保险的供给和需求两方面进行阐述，并在此基础上作对比分析，得出供需不匹配点，最后有针对性地提出构建健全的城镇学龄前儿童社会医疗保险制度。本文共分为六大部分，，第一部分为绪论，介绍了选题的背景意义、国内外研究现状以及本文的研究思路与研究方法；第二部分对学龄前儿童作了本文中的界定，介绍学龄前儿童这一特殊群体的特点，并对相关儿童福利理论、医疗保险需求理论以及社会需要理论分别作了介绍；第三、四、五部分分别从城镇学龄前儿童社会医疗保险的供给和需求两方面，对我国现行学龄前儿童社保制度作了阐述后，用归纳对比法作了供需匹配分析，得出供需不匹配点及导致这种情况产生的原因；第六部分是对策建议部分，本文认为当前构建健全的学龄前儿童社会医疗保险制度的条件已日趋成熟，在供需不匹配点和需求的影响因素两方面的基础上，有针对性地提出了解决当前城镇学龄前儿童社会医疗保险供需不匹配问题的对策建议。
[Abstract]:The health status of children is one of the important indicators of the national standard of living. At the 18th National Congress of the Communist Party of China on 8 November 2012, President Xi Jinping of the CPC Central Committee, in his speech at the meeting of the standing Committee, mentioned "more reliable social security." A higher level of medical and health services is the expectation of the people, and the yearning of the people for a better life is our goal. In this sense, the perfection of the social medical security system for children plays an important role in the future development of the country. As a vulnerable group, the policy of medical insurance for children has always been widely concerned by the government and the society. Schools generally apply for group medical commercial insurance for children after school, which makes preschool children the only blank of medical insurance. Since 2007, China has tried out the basic medical insurance system for urban residents. Since then, it has realized the full coverage of children's medical insurance from the system. However, in recent years, in the process of implementing the system, some problems have been found that the basic medical insurance system for urban residents can not meet the medical insurance needs of preschool children. This paper expounds the supply and demand of social medical insurance for preschool children in cities and towns, and on this basis, makes a comparative analysis, and draws a point of mismatch between supply and demand. Finally, the author puts forward a sound social medical insurance system for preschool children in cities and towns. This paper is divided into six parts, the first part is the introduction, introduced the background significance of the topic, domestic and foreign research status and the research ideas and methods of this paper; The second part defines the preschool children in this paper, introduces the characteristics of this special group of preschool children, and introduces the related welfare theory of children, medical insurance demand theory and social needs theory. The third, the fourth and the fifth part respectively from the urban preschool children social medical insurance supply and demand two aspects, to our country current preschool children social security system has made the elaboration, uses the inductive contrast method to make the supply and demand matching analysis, The point of mismatch between supply and demand and the cause of this situation are obtained. The sixth part is the part of countermeasures and suggestions. This paper thinks that the conditions of constructing a sound social medical insurance system for preschool children are maturing day by day, on the basis of the mismatch of supply and demand and the influencing factors of demand. This paper puts forward countermeasures and suggestions to solve the problem of mismatch between supply and demand of social medical insurance for preschool children in cities and towns.
【学位授予单位】：燕山大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.684;R197.1

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