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加快发展我国老年护理保险研究

发布时间:2019-04-10 09:14
【摘要】:随着中国老龄人口增多和社会保障制度的不完善,老年人养老、健康护理成为一个重要问题。采用何种方式解决这个问题,很多学者已经分析探讨,经过多位学者论证,采用老年护理保险制度的方式可以为我所用。因此如何用、如何设置这样一个保险成为本文讨论的主要问题。本文重点剖析了国外现有的相关经验,试图为如何定位中国老年护理保险发展方向、收费支付方式这些问题提供参考依据。 本文先对老年护理和老年护理保险进行了详细阐述,紧接着对中国老龄化和老年保障现状进行了分析,旨在说明发展这一保险来为老年人提供保障是很有必要的。在国外经验的介绍中,笔者首先选择美国作为对象,它采用的是商业化老年护理保险模式。对德国的分析笔者主要看中的是它的灵活和特色,这符合我们实事求是的思想;日本虽然经济相当发达,拥有与中国相似的文化背景,对日本的分析主要为我们提供一个未来发展的思路。在这些经验剖析的基础上,本文进一步指出西方经验给予我们发展思想上的启迪。文章的最后,为读者提供一个老年护理保险的发展思路,进一步指出了在发展中需要解决的几个问题,提出建设性建议。
[Abstract]:With the increase of the aged population and the imperfection of the social security system in China, old-age care and health care have become an important issue. Many scholars have analyzed and discussed how to solve this problem. It has been proved by many scholars that the old-age care insurance system can be used by me. Therefore, how to use, how to set such an insurance has become the main issue discussed in this paper. This article focuses on the analysis of the existing experience abroad in order to provide reference basis for how to locate the development direction of Chinese elderly care insurance and how to pay for fees. In this paper, elderly care and old-age care insurance are described in detail, and then the current situation of aging and old-age security in China is analyzed in order to show that it is necessary to develop this insurance to provide protection for the elderly. In the introduction of foreign experience, the author first chose the United States as the object, which adopted the commercial elderly care insurance model. The analysis of Germany is mainly focused on its flexibility and characteristics, which is in line with our thinking of seeking truth from facts; Although Japan's economy is quite developed and has a similar cultural background with China, the analysis of Japan provides us with a train of thought for future development. On the basis of the analysis of these experiences, this paper further points out that the western experience gives us enlightenment in the thought of development. At the end of the article, the author provides readers with an idea of the development of nursing insurance for the elderly, and further points out some problems that need to be solved in the course of development, and puts forward constructive suggestions.
【学位授予单位】:广西大学
【学位级别】:硕士
【学位授予年份】:2013
【分类号】:F842.67

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