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农业机械保险现状及发展对策研究

发布时间:2019-06-01 21:49
【摘要】:加快建设现代农业进程的重要标志是发展农业机械化,农业机械化技术水平的高低决定于农业工业化与现代化进程的快慢。随着改革开放的不断深化,,发展农业机械保险成为了构建农业机械化保障体系的首要目的。 随着近年来我国农业机械化的深入发展,农业机械保险作为农业机械在生产过程中的后备保障力量,显然尤为重要。自上世纪四十年代开始,由于我国的农业机械保险受政策不健全、市场不稳定、农户不接受等因素制约,一直处于发展低迷期,阻碍了农业机械化的发展,使农业现代化进程发展缓慢。本文通过在研究国内外农业保险现状的基础上,认识并揭示我国农业机械保险发展现状、规律特点,提出农业机械化与农业机械保险之间现阶段存在的矛盾问题及发展模式的选择,结合国外成功经验进行探索,研究我国农业机械保险发展的模式,并提出要从制度的完善、资金的筹集、人员的培养、网点的建立等方面改进的建议,大力发展农业机械保险,有利于完善农业机械化稳定发展的体系,为农业机械化大发展提供更坚实的保险服务后盾。
[Abstract]:The important symbol of speeding up the construction of modern agriculture is the development of agricultural mechanization. The level of agricultural mechanization technology depends on the speed of agricultural industrialization and modernization. With the deepening of reform and opening up, the development of agricultural machinery insurance has become the primary purpose of building agricultural mechanization guarantee system. With the further development of agricultural mechanization in China in recent years, agricultural machinery insurance, as the reserve guarantee force of agricultural machinery in the production process, is obviously particularly important. Since the 1940s, China's agricultural machinery insurance has been in a period of low development, which hinders the development of agricultural mechanization, because of the imperfect policies, market instability, farmers do not accept and other factors. The process of agricultural modernization is slow. On the basis of studying the present situation of agricultural insurance at home and abroad, this paper understands and reveals the present situation and characteristics of the development of agricultural machinery insurance in China. This paper puts forward the contradiction problems and the choice of development mode between agricultural mechanization and agricultural machinery insurance at the present stage, probes into the development mode of agricultural machinery insurance in China according to the successful experience of foreign countries, and puts forward that the system should be perfected. Suggestions on the improvement of fund raising, personnel training and network establishment are helpful to improve the stable development system of agricultural mechanization and provide more solid insurance service backing for the great development of agricultural mechanization.
【学位授予单位】:河南农业大学
【学位级别】:硕士
【学位授予年份】:2013
【分类号】:F842.66

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