大病保险发展构想:基于文献研究的视角
发布时间：2019-08-06 14:30
【摘要】：居民大病保险制度自2012年实施以来,在一定程度上减轻了居民就医的经济负担,提高了居民的医疗保障水平。但由于大病保险开展时间不长,大病保险运行模式差别很大,保障水平参差不齐,居民大病医疗需求尚未得到合理有效满足,亟需创新大病保险模式与路径。本文基于对大病保险现有文献的总结和分析,提出进一步发展大病保险的构想和思路,认为大病保险需要创新发展模式和发展路径,即通过优化制度设计,完善制度整合,细化制度内容,从而提高制度运行效率和资源配置效率。
[Abstract]:Since the implementation of the residents' serious illness insurance system in 2012, to a certain extent, it has reduced the economic burden of residents to seek medical treatment and improved the level of medical security for residents. However, due to the short development time of serious illness insurance, the operation mode of serious illness insurance is very different, the level of guarantee is uneven, and the medical needs of residents for serious illness have not yet been reasonably and effectively met, so it is urgent to innovate the mode and path of serious illness insurance. Based on the summary and analysis of the existing literature of serious illness insurance, this paper puts forward the idea and train of thought of further developing serious illness insurance, and holds that serious illness insurance needs to innovate the development mode and development path, that is, by optimizing the system design, perfecting the system integration and refining the system content, so as to improve the operation efficiency of the system and the efficiency of resource allocation.
【作者单位】： 中国人民大学劳动人事学院;西北大学公共管理学院;四川大学公共管理学院;
【基金】：国家社科基金项目“城乡统筹背景下我国医疗保障制度转型与发展路径研究”(项目编号:13BGL114) 四川省社会科学研究“十三五”规划课题“健康扶贫背景下四川省大病保障发展路径研究”(项目编号:SC16C009) 中国人民大学科学研究基金重大项目“大病保险创新发展的模式与路径研究”(项目批准号:17XNL009)的阶段性成果
【分类号】：F842.684
，
本文编号：2523595
[Abstract]:Since the implementation of the residents' serious illness insurance system in 2012, to a certain extent, it has reduced the economic burden of residents to seek medical treatment and improved the level of medical security for residents. However, due to the short development time of serious illness insurance, the operation mode of serious illness insurance is very different, the level of guarantee is uneven, and the medical needs of residents for serious illness have not yet been reasonably and effectively met, so it is urgent to innovate the mode and path of serious illness insurance. Based on the summary and analysis of the existing literature of serious illness insurance, this paper puts forward the idea and train of thought of further developing serious illness insurance, and holds that serious illness insurance needs to innovate the development mode and development path, that is, by optimizing the system design, perfecting the system integration and refining the system content, so as to improve the operation efficiency of the system and the efficiency of resource allocation.
【作者单位】： 中国人民大学劳动人事学院;西北大学公共管理学院;四川大学公共管理学院;
【基金】：国家社科基金项目“城乡统筹背景下我国医疗保障制度转型与发展路径研究”(项目编号:13BGL114) 四川省社会科学研究“十三五”规划课题“健康扶贫背景下四川省大病保障发展路径研究”(项目编号:SC16C009) 中国人民大学科学研究基金重大项目“大病保险创新发展的模式与路径研究”(项目批准号:17XNL009)的阶段性成果
【分类号】：F842.684
，
本文编号：2523595
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