网络出售实名认证支付账户风险研究
发布时间：2019-02-11 11:58
【摘要】：网络支付业务是电子商务和互联网金融活动的基本工具,特别是非银行支付机构网络支付业务以其灵活便捷的优势,已发展成为拥有亿级客户、10亿级交易规模的市场,为规范非银行支付业务,防范洗钱、恐怖融资、诈骗等活动,遏制违法犯罪行为,人民银行出台了《非银行支付机构网络支付业务管理办法》,但在实践中,出现了网络出售实名认证支付账户现象。本文主要通过阐述网上出售实名认证支付账户的现状,并分析研究其产生根源和探讨规避风险的可能性。
[Abstract]:The network payment service is the basic tool of the electronic commerce and the Internet financial activity, especially the non-bank payment organization network payment service, with its flexible and convenient advantage, has developed into a market with one hundred million customers and 1 billion transaction scale. In order to regulate non-bank payment business, prevent money laundering, terrorist financing, fraud and other activities, and curb illegal and criminal activities, the people's Bank of China issued the "measures for the Management of Network payment Services of Non-Bank payment institutions", but in practice, Appeared the network sells the real name authentication payment account phenomenon. This paper describes the current situation of online selling real name authentication payment account, and analyzes its origin and the possibility of avoiding risks.
【作者单位】： 中国人民银行武威市中心支行;
【分类号】：F832.2
，
本文编号：2419711
[Abstract]:The network payment service is the basic tool of the electronic commerce and the Internet financial activity, especially the non-bank payment organization network payment service, with its flexible and convenient advantage, has developed into a market with one hundred million customers and 1 billion transaction scale. In order to regulate non-bank payment business, prevent money laundering, terrorist financing, fraud and other activities, and curb illegal and criminal activities, the people's Bank of China issued the "measures for the Management of Network payment Services of Non-Bank payment institutions", but in practice, Appeared the network sells the real name authentication payment account phenomenon. This paper describes the current situation of online selling real name authentication payment account, and analyzes its origin and the possibility of avoiding risks.
【作者单位】： 中国人民银行武威市中心支行;
【分类号】：F832.2
，
本文编号：2419711
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