民间融资监管:价值、问题与制度创新

发布时间：2017-12-31 18:11

本文关键词：民间融资监管:价值、问题与制度创新　出处：《中国流通经济》2012年10期 　论文类型：期刊论文

【摘要】：民间融资的监管,对于缓解自由融资权与政府规制权之间的矛盾,防治民间融资风险、维护金融秩序、解决"用钱荒"、促进民间投资健康发展具有重要意义。目前,我国民间融资监管存在很多问题,如监管主体的缺失、监管依据的缺乏、监管内容的局限、监管责任的不足等,这些问题的出现与种种民间融资监管问题的存在有着直接或间接的联系。为解决民间融资监管中存在的一系列问题,需要立足监管主体的多元化,实现合作监管与自律监管的结合;体现监管依据的混合化,实行硬法依据与软法依据的融合;实现监管内容的全面化,实行事前、事中、事后全程监管;围绕监管责任的共同化,实现监管责任与社会责任的合作。
[Abstract]:The supervision of private financing, to relieve the contradiction between the free right of financing and government regulation of the right, preventing the risk of private financing, maintaining the financial order, to solve the "money shortage", is of great significance to promote the healthy development of private investment. At present, private financing supervision in China has many problems, such as lack of supervision, lack of supervision on the basis of. The limitations of the regulatory content, regulatory responsibility is insufficient, these problems and various folk financing supervision problems have a direct or indirect contact. In order to solve a series of problems in the supervision of private financing, diversification needs to be based on the regulatory body, to realize the combination of cooperative supervision and self-regulation; hybrid embodied regulatory basis the implementation of the integration of hard law and soft law basis; implement the supervision content comprehensive, the advance, in the matter, after the full supervision; aiming at a common regulatory responsibility, implementation Cooperation between regulatory responsibility and social responsibility.

【作者单位】：江苏大学文法学院;
【基金】：江苏省政府法制办资助课题(项目编号:2012jsfy015) 江苏大学高级人才基金资助课题(项目编号:11JD185)的阶段性研究成果
【分类号】：F832.39
【正文快照】： 一、民间融资监管的重要价值作为与官方融资相对称的概念,民间融资目前并没有统一认可的概念。世界银行认为,非正规金融可以被定义为那些没有被中央银行监管当局控制的金融活动。而央行的定义认为,民间融资是相对于国家依法批准设立的金融机构而言的,泛指非金融机构的自然人

【共引文献】