论互联网金融的本质与金融结构

发布时间：2017-12-31 22:02

本文关键词：论互联网金融的本质与金融结构　出处：《经济研究参考》2015年56期 　论文类型：期刊论文

【摘要】：只有通过互联网金融与传统金融的本质比较才能更准确地判断互联网金融的本质特点,才能更好地判断和把握互联网金融的发展方向。由于互联网金融的发展是个动态过程,因此只有从金融发展的视角才能更好地比较互联网金融与传统金融的本质。通过金融发展理论及互联网金融与传统金融的金融结构的比较得出,互联网金融本质上是通过"连接"对传统金融的深入、广泛、灵活和方便的升级和改造,是金融发展的新阶段。
[Abstract]:Only by comparing the nature of Internet finance and traditional finance can we judge the essential characteristics of Internet finance more accurately. In order to better judge and grasp the direction of Internet finance, because the development of Internet finance is a dynamic process. Therefore, only from the perspective of financial development can we better compare the nature of Internet finance and traditional finance, through the theory of financial development and the comparison of financial structure between Internet finance and traditional finance. Internet finance, in essence, is a new stage of financial development, which is the deepening, extensive, flexible and convenient upgrading and transformation of traditional finance through "connection".
【作者单位】：渤海大学经法学院;
【分类号】：F832;F724.6
【正文快照】： 一、引言金融本身是一个由简单到复杂的发展过程,其本质也会随其发展而不断演进,而且研究视角的不同也会对金融本质有不同的认识。对互联网金融本质的研究也是如此。互联网金融是互联网运行机制与传统金融服务相结合的新兴领域,学者们从不同的视角对互联网金融的本质进行了研

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