商业银行中间业务收费监管研究

发布时间：2018-01-05 23:21

本文关键词：商业银行中间业务收费监管研究　出处：《中南大学》2014年硕士论文　论文类型：学位论文

【摘要】：摘要：本文在分析当前金融背景以及评述国内外关于商业银行中间业务收费问题的文献基础上,提出了我国商业银行中间业务收费监管问题的研究课题。文章采用从中间业务收费监管的一般理论到我国商业银行中间业务收费监管的现状再到提出相关政策性建议的思路较为深入的阐述了这个问题。其中,在一般理论部分,首先说明了对中间业务收费监管的必要性以及监管的基本构成,再从公共利益监管理论、监管经济理论、监管辩证理论三个方面阐明中间业务收费监管研究的理论依据。在描述现状部分,说明我国商业银行中间业务收费监管存在监管制度、监管主体、目标定位、监管内容以及监管方式五方面的不合理性,同时指出相关方面的原因。最后,本文提出调整监管目标定位、内容与方式,调整监管理念、体制,完善法律法规、净化监管环境并加大对监管技术与设施投入的建议,旨在能为当前商业银行中间业务收费监管问题提供一定的政策性建议。
[Abstract]:Absrtact: this paper analyzes the current financial background and comments on the domestic and foreign literature on the issue of intermediate business charges of commercial banks. This paper puts forward the research topic of the supervision of intermediate business charges of commercial banks in our country. This paper adopts the general theory of the supervision of intermediate business charges to the current situation of the supervision of intermediate business charges of commercial banks in China, and then puts forward the relevant policies. The proposed ideas more in-depth elaborated on this issue. In the general theory part, it first explains the necessity and the basic structure of the supervision of the intermediate business charge, and then from the public interest supervision theory, the supervision economic theory. In the part of describing the present situation, it explains the supervision system, the main body and the target of the supervision of the intermediate business charge in the commercial bank of our country. At the same time, the paper points out the reasons of the relevant aspects. Finally, this paper proposes to adjust the regulatory objectives, content and methods, regulatory concepts, systems, and improve the laws and regulations. The purpose of this paper is to purify the regulatory environment and increase the investment in regulatory technology and facilities in order to provide some policy suggestions for the supervision of intermediate business charges in commercial banks.
【学位授予单位】：中南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.2

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