S市A商业银行风险管理研究

发布时间：2018-01-12 19:17

本文关键词：S市A商业银行风险管理研究　出处：《华东理工大学》2014年硕士论文　论文类型：学位论文

【摘要】：银行业是一个高风险、高负债的行业,商业银行自诞生起,便受到各种风险的威胁,而且风险管理难度较大。随着业务的发展和竞争的加剧,商业银行面临的风险呈现出复杂多变的特征,采取科学的控制手段和方法有效管理风险,是商业银行保持稳健经营的根本所在。本文从风险管理的基础理论入手,对其概念内涵、组成要素、方法手段及相互关系形成了比较客观、全面的认识,指出S市A商业银行面临的主要风险,分别从信用风险、流动性风险、市场风险、操作风险和合规风险的角度分析目前S市A商业银行风险管理的现状和其中存在的主要问题及其相关的应对措施。针对面临的问题运用全面风险管理理论和内部控制理论,结合S市A商业银行的有关案例分析营销过程中存在的风险及缓释措施和按业务划分的案例风险分析,从银行内部控制体系建设、构建风险监督保障系统、对商业银行运营过程的监控等几个方面提出相应策略建议。
[Abstract]:Banking is a high risk, high debt industry, commercial banks since birth, was the threat of various risks, and risk management is difficult. With the development of business and competition, the risk that the commercial bank faces more and more complicated and take control measures and methods of scientific effective management of risk that is the crux of commercial banks. Starting from the basic theory of risk management, the concept, elements, methods and the relationship formed a more objective and comprehensive understanding, pointed out the main risks facing the S A City Commercial Bank, respectively, from the credit risk, liquidity risk, market risk analysis of the present situation, and the risk management of A commercial bank in the city of S, the main existing problems and related measures of operational risk and compliance risk perspective. In view of the problems with the total The theory of risk management and internal control theory, combined with the case of S City Commercial Bank A risk analysis of the marketing process and release measures and case analysis according to the risk business division, from the internal control system of China Construction Bank, risk supervision system, put forward the corresponding suggestions on several commercial bank operation process monitoring etc..

【学位授予单位】：华东理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33

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