河北省农村金融发展对城乡收入差距影响的实证研究

发布时间：2018-02-27 10:01

本文关键词： 金融发展效率金融发展规模城乡收入差距 VAR模型　出处：《天津财经大学》2014年硕士论文　论文类型：学位论文

【摘要】：继长江三角洲和珠江三角洲崛起之后,国家开始把京津冀地区作为我国一个新的战略目标,努力打造成经济发展的第三增长极。北京作为国家的心脏地区,经济一直处于领先之列,天津地区近些年来也在努力打造北方的经济中心,河北作为天津和北京的腹地,其经济的重要性也是不言而喻的。但是由于金融抑制的原因,河北城乡经济发展不平衡,城乡收入差距较大,这种现象加剧了社会分配的不公平,是亟待解决的问题。因此研究河北省农村金融发展对城乡收入差距的影响,不仅仅可以为缩小城乡收入差距献计献策,还能为河北省金融改革提供理论的支持,进一步地丰富中国农村金融发展理论。首先,文章对国内外关于农村金融发展对城乡收入差距影响的文献进行了梳理,并在理论层面就农村金融发展对城乡收入差距的影响机制进行阐述,确定本文的理论命题。然后,文章从现实层面就河北省农村金融发展不足和城乡收入差距偏大的现状进行分析,得出河北省农村金融发展的不足是造成城乡收入差距大的重要原因之一。再次,文章利用VAR模型就河北省农村金融发展对城乡收入的影响进行计量检验,得出在当前经济所处的发展阶段,扩大河北省农村金融发展规模有利于缩小城乡收入差距,而农村金融发展效率的提高对缩小城乡收入差距所起到的作用效果不明显。最后,在比较分析和实证研究的基础上得出：就目前河北省城乡收入差距大的问题,应该把工作重点放在农村金融发展规模上,待规模发展到一定阶段,再将重点转移到农村金融的效率上,并从政策环境、信用制度、农村金融市场体系和法律法规建设方面提出了针对性的对策建议。
[Abstract]:Following the rise of the Yangtze River Delta and the Pearl River Delta, the country began to regard the Beijing-Tianjin-Hebei region as a new strategic goal of our country and strive to become the third growth pole of economic development. Beijing is the heart of the country. The economy has always been in the lead, and Tianjin has been trying to build an economic center in the north in recent years. Hebei, as the heartland of Tianjin and Beijing, is also self-evident in its economic importance. But due to financial constraints, The imbalance of economic development between urban and rural areas in Hebei Province and the large income gap between urban and rural areas have aggravated the inequality in social distribution, which is an urgent problem to be solved. Therefore, the impact of rural financial development on the income gap between urban and rural areas in Hebei Province is studied. It can not only provide suggestions for narrowing the income gap between urban and rural areas, but also provide theoretical support for the financial reform in Hebei Province, further enrich the theory of rural financial development in China. First of all, This paper reviews the literature on the influence of rural financial development on urban-rural income gap at home and abroad, expounds the mechanism of rural financial development on urban-rural income gap in theory, and determines the theoretical proposition of this paper. This paper analyzes the current situation of the insufficient development of rural finance and the large income gap between urban and rural areas in Hebei Province, and concludes that the deficiency of rural financial development in Hebei Province is one of the important reasons for the large income gap between urban and rural areas. This paper uses VAR model to measure the impact of rural financial development on urban and rural income in Hebei Province, and draws a conclusion that expanding the scale of rural financial development in Hebei Province is conducive to narrowing the income gap between urban and rural areas in the current stage of economic development. However, the improvement of rural financial development efficiency does not play a significant role in narrowing the income gap between urban and rural areas. Finally, on the basis of comparative analysis and empirical research, it is concluded that: at present, the income gap between urban and rural areas in Hebei Province is large. We should focus our work on the scale of rural financial development, wait for the scale to develop to a certain stage, and then shift the emphasis to the efficiency of rural finance, and from the policy environment to the credit system, Rural financial market system and the construction of laws and regulations put forward targeted countermeasures.
【学位授予单位】：天津财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.35;F124.7

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