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河北省农村信贷与农民收入关系研究

发布时间:2018-03-06 11:21

  本文选题:农村信贷 切入点:农民收入 出处:《燕山大学》2014年硕士论文 论文类型:学位论文


【摘要】:本文选择河北省农村信贷与农民收入的关系作为研究对象,从河北省农村经济发展、农民收入及农村信贷状况的现实情况出发,选用1985-2011年《中国统计年鉴》、《中国农村统计年鉴》、《河北经济年鉴》及网上收集来的相关数据,运用计量经济方法对河北省农村信贷与农民收入变动的关系进行了研究,得出河北省农村信贷对农村居民增收具有单向促进作用,并试图为河北省农村信贷环境的改善及如何促进农民增收提供一定的解决方法。 首先,定义了农村信贷的内涵、概括了农村信贷的特点,对农民收入做了界定及分类,详细论述了研究本文的理论基础,包括马克思的借贷资本理论和西方经济增长理论。 其次,从现实情况出发,用图形分析和比较分析法分析了河北省农村居民的收入现状及信贷融资状况,及河北省农村信贷对农民收入的影响,指出河北省农村信贷增加支持农民增收,农村信贷投入不足影响农民增收。 再次,运用计量经济学中的时间序列分析,基于VAR模型,运用协整分析与VEC模型分析了河北省农民收入与农村信贷之间的长短期关系,用脉冲响应函数及方差分解进一步分析了河北省农民收入与农村信贷之间的动态作用关系。通过研究得出河北省农村信贷对农民增收具有单向促进作用,而且在长期上作用更显著。 最后,为解决河北省农村信贷短缺问题,,加快河北省农村经济的发展,提高农村居民收入,基于前文的分析和研究,有针对性地提出了关于如何改善农村信贷条件,增加对农信贷投入,促进农民增收的几点政策建议。
[Abstract]:In this paper, the relationship between rural credit and farmers' income in Hebei Province is chosen as the object of study, starting from the reality of the development of rural economy, the income of farmers and the status of rural credit in Hebei Province. This paper studies the relationship between rural credit and peasants' income in Hebei Province by means of econometric methods, including the Statistical Yearbook of China from 1985 to 2011, the Statistical Yearbook of China Rural China, the Economic Yearbook of Hebei Province and the related data collected on the Internet. It is concluded that rural credit in Hebei Province has a unidirectional effect on the increase of rural residents' income, and attempts to provide some solutions for the improvement of rural credit environment in Hebei Province and how to promote the increase of farmers' income. Firstly, it defines the connotation of rural credit, summarizes the characteristics of rural credit, defines and classifies the income of farmers, and discusses in detail the theoretical basis of this paper, including Marx's theory of borrowing capital and western economic growth theory. Secondly, from the point of view of reality, the paper analyzes the income status and credit financing status of rural residents in Hebei Province by means of graphic analysis and comparative analysis, and the impact of rural credit on farmers' income in Hebei Province. It is pointed out that the increase of rural credit in Hebei Province supports the increase of farmers' income, and the insufficient input of rural credit affects the increase of farmers' income. Thirdly, using the time series analysis in econometrics, based on VAR model, using cointegration analysis and VEC model to analyze the long-term and short-term relationship between farmers' income and rural credit in Hebei Province. The dynamic relationship between farmers' income and rural credit in Hebei Province is further analyzed by using impulse response function and variance decomposition. And more significant in the long run. Finally, in order to solve the problem of the shortage of rural credit in Hebei Province, accelerate the development of rural economy in Hebei Province, and raise the income of rural residents, based on the analysis and research above, the paper puts forward some suggestions on how to improve the rural credit conditions. Increase to agricultural credit input, promote farmer to increase a few policy suggestions of income.
【学位授予单位】:燕山大学
【学位级别】:硕士
【学位授予年份】:2014
【分类号】:F832.43;F323.8

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