我国城市商业银行竞争力的实证分析

发布时间：2018-03-16 03:09

本文选题：城市商业银行　切入点：竞争力　出处：《内蒙古大学》2014年硕士论文　论文类型：学位论文

【摘要】：在我国,城市商业银行的发展历史虽然只有十几年,但其成长迅速,已经在银行业中发挥了重要的作用。截至2012年5月,我国已经有137家城市商业银行和上万个城市商业银行的营业网点。城市商业银行在成立以后,通过深化改革、勇于开拓、寻求创新等途径,在激烈的市场竞争中不断地探索适合自己的发展道路,已经取得了不错的成绩。但是随着利率市场化的推进,银行业面临的竞争日益剧烈,城市商业银行要想在竞争中站稳脚步,就要努力提高自身的竞争力,因此对城市商业银行竞争力的研究就显得尤为重要,具有重要的现实意义。本文首先介绍了城市商业银行竞争力的国内外研究现状,接着界定了相关概念,包括竞争力、商业银行竞争力和企业竞争力等；然后回顾了城市商业银行的发展历程和竞争力现状；接着结合城市商业银行的特点建立城市商业银行竞争力评价指标体系；然后以9家城市商业银行、5家国有商业银行和6家有代表性的股份制商业银行为研究样本,运用因子分析法展开对我国城市商业银行竞争力的实证研究,计算得出各银行的综合竞争力排名,并对城市商业银行的竞争力进行分析；最后,本文根据实证分析的结果,提出了提高我国城市商业银行竞争力的建议。
[Abstract]:In China, although the development history of urban commercial banks is only more than ten years, it has grown rapidly and has played an important role in the banking industry. As of May 2012, There are already 137 city commercial banks and tens of thousands of city commercial banks operating outlets in China. After their establishment, urban commercial banks have been seeking ways to innovate through deepening reform, bravely opening up, and seeking innovation. In the fierce market competition, we have made good achievements in exploring the right way of development. However, with the development of interest rate marketization, the competition in the banking industry has become increasingly fierce. If the city commercial banks want to stand firm in the competition, they must strive to improve their own competitiveness, so the research on the competitiveness of the city commercial banks is particularly important and has important practical significance. This paper first introduces the domestic and international research status of the competitiveness of urban commercial banks, and then defines the relevant concepts, including competitiveness, commercial banks competitiveness and enterprise competitiveness. Then it reviews the development process and competitive status of the city commercial banks, and then establishes the evaluation index system of the city commercial banks' competitiveness according to the characteristics of the city commercial banks. Then, taking 9 city commercial banks and 5 state-owned commercial banks and 6 representative joint-stock commercial banks as the research samples, the empirical research on the competitiveness of China's urban commercial banks is carried out by using factor analysis method. Finally, according to the results of empirical analysis, this paper puts forward some suggestions to improve the competitiveness of urban commercial banks in China.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33;F271

【参考文献】