HT集团投资运营商业保理公司可行性研究

发布时间：2018-03-17 08:25

本文选题：商业保理　切入点：供应链金融　出处：《厦门大学》2014年硕士论文　论文类型：学位论文

【摘要】：近年来,随着市场竞争的加剧和买方市场的形成,赊销成为企业间贸易往来的一种重要的结算方式。由于保理业务能够解决赊销中供应商的资金占压以及国际贸易中进口商的信用风险问题,迎合了当前国内、国际贸易的需要,在我国发展迅速。我国开展保理业务的历史较短,目前95%以上的保理业务由银行承做,商业保理还处于起步阶段。为促进信用销售,支持中小商贸企业发展,2012年起国家商务部陆续批准一些地区开展商业保理试点。政策出台后,全国范围内几百家商业保理公司相继设立。商业保理瞄准了中小企业这一巨大市场,在加速企业应收账款流转、盘活存量资金,提高企业风险管理能力,扩大信用销售、降低交易成本等方面的重要作用日益凸显。随着行业发展环境的逐步改善和商业保理企业的日益壮大,以及电子商务保理和供应链融资等新型保理业态的发展,预计商业保理业务规模将呈现出持续高速增长态势,商业保理行业将迎来全新的发展阶段。笔者任职的HT集团是厦门市一家成立20年的国有企业,主业为房地产开发、工程建设、贸易、物流和工业园区运营,近年来公司一直在寻求机会进入金融和类金融领域,并把商业保理行业作为一个选择。本文通过分析认为,商业保理是一个新兴的行业,在厦门有较好的市场基础,HT集团开展商业保理具备一定优势,与公司现有的物流、贸易、工业园区运营等业务能形成优势互补,或将成为公司转型与新一轮发展的契机。
[Abstract]:In recent years, with the intensification of market competition and the formation of buyer's market, Credit sales have become an important settlement method in the trade between enterprises. Because factoring business can solve the credit risk problems of suppliers in credit sales and the credit risk of importers in international trade, it caters to the needs of current domestic and international trade. It is developing rapidly in our country. The history of developing factoring business in China is relatively short. At present, more than 95% of factoring business is carried out by banks, and commercial factoring is still in its infancy. To support the development of small and medium-sized business enterprises, since 2012, the Ministry of Commerce has successively approved some regions to carry out commercial factoring pilot projects. After the policy was promulgated, Hundreds of commercial factoring companies have been set up nationwide. Commercial factoring aims at the huge market of small and medium-sized enterprises, accelerates the circulation of enterprise accounts receivable, invigorates the stock of funds, improves enterprise risk management capabilities, and expands credit sales. The important role of reducing transaction costs has become increasingly prominent. With the gradual improvement of the industry development environment and the growing strength of commercial factoring enterprises, as well as the development of new factoring formats such as e-commerce factoring and supply chain financing, It is expected that the business scale of commercial factoring will continue to grow at a high speed, and the business factoring industry will usher in a new stage of development. The HT Group, a 20-year-old state-owned enterprise in Xiamen, is mainly engaged in real estate development, engineering construction, trade, logistics and industrial park operations. In recent years, the company has been looking for opportunities to enter the financial and quasi-financial fields. And commercial factoring industry as a choice. This paper thinks that commercial factoring is a new industry, and it has some advantages to develop commercial factoring in Xiamen, and it has some advantages with the company's existing logistics and trade. Industrial park operation and other business can form complementary advantages, or will become a company transformation and a new round of development opportunities.
【学位授予单位】：厦门大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.39

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