农村信用合作社的可持续发展研究

发布时间：2018-03-18 23:11

本文选题：信用合作社　切入点：可持续发展　出处：《中南大学》2014年硕士论文　论文类型：学位论文

【摘要】：摘要：本文从金融可持续发展的理念出发,介绍金融持续发展的概念和农村信用合作社可持续发展的内涵,结合农村信用社可持续发展理论和影响因素,建立农村信用合作社可持续发展评价模型,并在此基础上构建了SDI指数,通过收集农村信用社的公共信息和资料,定性与定量相结合,建立SDI指数评级体制,解决农村信用合作社可持续发展概念抽象、难以测量的问题。本文运用探索性因子分析和验证性因子分析验证了构建的农村信用合作社可持续发展评价体系的有效性并对农村信用合作社可持续发展状况进行了描述性统计分析。结果表明,湖南省地区农村信用合作社的可持续发展指数整体不高,24.3%的合作社尚处于起始阶段,并且信用合作社可持续发展指数水平受所在地区经济发展环境影响。在此基础上本文进一步分析了信用合作社可持续发展和农村经济增长之间的关系,表明农村信用合作社可持续发展能够促进当地经济发展,提升经济水平,所以要重视农村信用合作社的持续发展。本文从产权制度、盈利模式、风险控制、政策环境和经济环境几个方面分析了农村信用合作社可持续发展的保障措施。
[Abstract]:Abstract: based on the concept of financial sustainable development, this paper introduces the concept of financial sustainable development and the connotation of sustainable development of rural credit cooperatives, combined with the theory of sustainable development of rural credit cooperatives and influencing factors. The evaluation model of sustainable development of rural credit cooperatives is established, and on this basis, the SDI index is constructed. Through collecting public information and data of rural credit cooperatives, combining qualitative and quantitative analysis, the system of SDI index rating is established. Solving the abstract concept of sustainable development of rural credit cooperatives, This paper uses exploratory factor analysis and confirmatory factor analysis to verify the effectiveness of the evaluation system of the sustainable development of rural credit cooperatives and improve the sustainable development of rural credit cooperatives. A descriptive statistical analysis is carried out. The results show that, The sustainable development index of rural credit cooperatives in Hunan province is not high as a whole (24.3%), and the level of sustainable development index of rural credit cooperatives is still in the initial stage, and the level of sustainable development index of credit cooperatives is affected by the local economic development environment. On this basis, this paper further analyzes the relationship between the sustainable development of credit cooperatives and rural economic growth, and shows that the sustainable development of rural credit cooperatives can promote the local economic development and improve the economic level. Therefore, we should attach importance to the sustainable development of rural credit cooperatives. This paper analyzes the guarantee measures of sustainable development of rural credit cooperatives from the aspects of property right system, profit model, risk control, policy environment and economic environment.
【学位授予单位】：中南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.35

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