贵州省农村金融市场发展问题研究

发布时间：2018-03-21 16:24

本文选题：贵州省　切入点：农村金融　出处：《华中师范大学》2014年硕士论文　论文类型：学位论文

【摘要】：党的十六大后,中央提出建设社会主义新农村,一直都非常重视“三农”问题的解决,然而,目前,“三农”问题中最大的问题就是资金不足。现代经济的发展离不开金融的支持。同理,现代农业、农村经济的发展也离不开农村金融的支持。然而,因各种历史原因,我国过去采取的是优先发展城市,优先发展工业经济,导致过去的一段时间忽略了农村经济和农村金融的发展。因此,目前我国农村金融相比于城市未得到成分的发展,农村金融也没有充分支持农村经济的发展,甚至还定程度上阻碍了农村经济的发展。贵州省地处我国西部,是典型的农业大省,农业人口占到全省人口的70%以上,我省要实现社会主义新农村建设存在很大的资金缺口。因此,发展贵州省农村金融、解决贵州省农村金融存在的问题是一个非常具有意义的课题,也是决定我省能否实现现代化、实现社会主义新农村建设的关键性问题。首先,本文简单阐述了国内关于农村金融的研究现状,并对我国农村金融体系的发展历程进行了一个简单的梳理。通过实地调研、查阅大量资料,本文论述了贵州省农村金融发展的现状,并从农村金融的供给双方分析了贵州省农村金融供给现状及供给双方各自所具有的特点。第三部分客观地论述了目前贵州省农村金融存在的问题,如农村服务体系还不够健全、正规金融机构金融服务供给不平衡、村镇银行发展困难重重、民间金融有待完善、农业风险补偿机制发展落后等问题,并从制约我省农村金融市场有效供给的角度分析了导致这些问题出现的原因。最后,文章针对问题从政府层面和农村金融机构层面两方面提出了解决这些问题政策和建议。
[Abstract]:After sixteen big Party Central Committee put forward, building a new socialist countryside, has always attached great importance to the "three rural" issues, however, at present, the biggest problem is the lack of funds. The development of modern economy cannot do without financial support. Similarly, modern agriculture, rural economy development also cannot do without the support of rural finance. However, due to various historical reasons, our country has taken is the priority to the development of the city, giving priority to the development of industrial economy, resulting in the past period of time ignoring the rural economy and financial development. Therefore, at present, China's rural financial city has not been compared to the composition of the rural financial development, no development the full support of the rural economy, and even to some extent hindered the development of rural economy. Guizhou province is located in the west of China, is a typical agricultural province, the agricultural population accounted for more than 70% of the population of the province, our province In order to realize there is a big funding gap in building a new socialist countryside. Therefore, the development of rural finance in Guizhou Province, solve the problems of rural finance in Guizhou province is a very meaningful topic, but also in our province to determine whether realize modernization, a key problem to realize the construction of new socialist countryside.
First of all, this paper briefly expounds the current research status of rural finance in China, and gives a simple combing of the development process of rural financial system in China.
Through field research, access to large amounts of data, this article discusses the current situation of rural financial development in Guizhou Province, and from the rural financial supply both sides analyzed the present situation and the supply of rural financial supply in Guizhou Province, each has the characteristics. The third part objectively discusses the existing problems of rural finance in Guizhou Province, such as the rural service system is not enough perfect, formal financial institutions financial services supply imbalance, rural banks development difficulties, private finance needs to be improved, the problems of agriculture risk compensation mechanism of the development of backward, and analyzes the causes of these problems from the perspective of restricting our province rural financial supply market. Finally, aiming at the problems from two aspects of government and the level of rural financial institutions to solve these problems are put forward policies and suggestions.

【学位授予单位】：华中师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.35

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