小额信贷社会绩效与财务绩效的协调发展研究——基于福利经济视角

发布时间：2018-04-14 09:39

本文选题：小额信贷 + 社会绩效　；参考：《金融理论与实践》2012年07期

【摘要】：实现社会绩效目标是小额信贷产生的动因和初衷,良好的财务绩效是实现社会绩效目标的保障。然而,小额信贷社会绩效与财务绩效之间存在着矛盾,"目标偏离"就是其矛盾的表现和结果,而其矛盾的根源或本质是公平与效率的矛盾;兼顾公平与效率,实现小额信贷社会绩效与财务绩效的协调发展比较符合中国的国情。
[Abstract]:To achieve social performance goals is the motivation and original intention of micro-credit, and good financial performance is the guarantee to achieve social performance goals.However, there is a contradiction between the social performance and financial performance of microfinance. "objective deviation" is the manifestation and result of the contradiction, and the root or essence of the contradiction is the contradiction between fairness and efficiency, and the balance between fairness and efficiency.The harmonious development of social performance and financial performance of microfinance is more in line with China's national conditions.
【作者单位】：广东商学院金融学院;
【基金】：教育部人文社会科学研究规划基金项目《福利经济视角下的中国小额信贷发展研究》(项目批准号:08JA790027)的部分成果
【分类号】：F832.4

【参考文献】