黑龙江省县域经济发展中的金融支持研究

发布时间：2018-04-23 09:35

本文选题：县域经济 + 县域金融　；参考：《黑龙江省社会科学院》2014年硕士论文

【摘要】：县域经济是城市经济与农村经济的结合点，是集农业经济和工业经济于一体的综合体，发展县域经济是实现国民经济合理、均衡发展的重要途径。金融产业在经济运行中犹如关节在人体中的作用：我国县域金融业承担着资源再配置的任务，为其他产业的快速发展提供重要的资金支持。黑龙江是一个典型农业经济省份，粮食人均产量和出口俱居全国前列，，解决黑龙江省经济发展问题的关键在于解决农业经济问题。黑龙江省县域经济目前存在的问题也是比较突出的：经济发展水平低、公有制经济占比极重、二三产业比重不合理、县域间差距过大等。其中县域金融体系存在的问题尤为突出：金融机构数量不足、金融业从业人员的服务意识薄弱、资金外流现象严重等。解决黑龙江省县域经济中的金融支持问题，有助于实现黑龙江省经济的高速、健康发展，具有重要的理论意义和现实意义。本文以黑龙江省县域经济发展中的金融支持研究为题，综合运用区域经济学知识、金融学知识、计量经济学知识等，采用定性和定量分析相结合、实证与理论分析相结合等方法，对黑龙江省县域金融支持县域经济问题展开研究。本文应用OLS法对1996年至2012年黑龙江省县域经济和金融数据进行实证检验，得出发展金融产业对县域经济有推动作用的结论，并通过分析得出县域金融支持县域经济发展存在的问题是对县域金融信贷投入规模不足和投向偏差、信用体系不完善、政策导向不够明确，最后提出了相应的政策建议为健全县域金融体系、加大政策支持力度、改善金融运行环境。
[Abstract]:County economy is the combination of urban economy and rural economy, and it is a synthesis of agricultural economy and industrial economy. The development of county economy is an important way to realize the rational and balanced development of national economy. The role of financial industry in economic operation is like the function of joint in human body: the county financial industry of our country undertakes the task of redistributing resources and provides important financial support for the rapid development of other industries. Heilongjiang is a typical province of agricultural economy, and the per capita grain output and export are among the top in the country. The key to solve the problem of Heilongjiang's economic development lies in solving the problem of agricultural economy. The problems existing in the county economy of Heilongjiang Province are also prominent: the level of economic development is low, the proportion of public ownership economy is extremely heavy, the proportion of secondary and tertiary industries is unreasonable, and the gap between counties is too large. The problems of county financial system are especially prominent: the number of financial institutions is insufficient, the service consciousness of the financial practitioners is weak, and the phenomenon of capital outflow is serious. To solve the problem of financial support in the county economy of Heilongjiang Province is helpful to realize the high speed and healthy development of the economy of Heilongjiang Province, which has important theoretical and practical significance. Based on the research of financial support in the development of county economy in Heilongjiang Province, this paper uses the knowledge of regional economics, finance and econometrics, and adopts the combination of qualitative and quantitative analysis. Combining empirical and theoretical analysis, this paper studies the problem of county finance supporting county economy in Heilongjiang province. This paper makes an empirical test on the county economy and financial data of Heilongjiang Province from 1996 to 2012 by using the OLS method, and draws the conclusion that the development of the financial industry can promote the county economy. And through the analysis, it is concluded that the problems of county finance supporting county economic development are insufficient scale and deviation of investment in county financial credit, imperfect credit system, insufficient policy direction. Finally, the corresponding policy suggestions are put forward to improve the county financial system, strengthen the policy support and improve the financial operation environment.
【学位授予单位】：黑龙江省社会科学院
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F127;F832.7

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