金融监管模式选择:从牵头模式向统一监管模式的过渡

发布时间：2018-05-21 12:57

本文选题：金融监管 + 模式选择　；参考：《现代财经(天津财经大学学报)》2012年10期

【摘要】：结合74个国家的金融监管模式数据,运用有序多分类logit回归分析方法,构建以金融监管集中程度为因变量,6类影响因素为自变量的金融监管模式选择影响因素模型进行分析,结果表明:中央银行参与金融监管的程度、一国的经济规模以及政府制定、执行和完善政策的能力,对一国金融监管模式选择会产生显著影响;与我国的现实选择不同,自从我国2003年实行分业监管改革以来,随着我国社会经济金融体系的不断深化发展,对实施部分统一监管模式的需求概率值一直很高,统一监管模式的变革趋势日益明显。在我国现有的分业监管体制下,现阶段宜采取牵头式的机构监管和功能监管相结合的综合监管模式,待条件成熟时将监管模式由牵头模式过渡到统一监管模式。
[Abstract]:Based on the data of financial supervision model in 74 countries and using the method of orderly multi-classification logit regression analysis, this paper constructs a model of influencing factors of financial supervision model selection, which takes the degree of concentration of financial supervision as dependent variable and six kinds of factors as independent variables. The results show that the degree of participation of the central bank in financial supervision, the scale of a country's economy and the ability of the government to formulate, implement and improve policies will have a significant impact on the choice of a country's financial supervision mode, which is different from the actual choice of China. Since China implemented the reform of separate supervision in 2003, with the deepening development of our country's social economic and financial system, the probabilistic value of the demand for the implementation of the partial unified supervision model has been very high, and the reform trend of the unified supervision model has become increasingly obvious. Under the existing separate supervision system in our country, it is advisable to adopt the integrated supervision mode of leading institution supervision and functional supervision at the present stage. When the conditions are ripe, the supervision mode should be transferred from the lead mode to the unified supervision mode.
【作者单位】：东南大学经济管理学院;广东商学院金融学院;
【基金】：国家自然科学基金资助项目(70973028) 东南大学重大科学研究引导基金资助项目(SKYD20110006)
【分类号】：F832.1

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