地方融资平台融资租赁项目风险管理的研究

发布时间：2018-05-22 13:07

本文选题：地方融资平台 + 融资租赁　；参考：《上海交通大学》2014年硕士论文

【摘要】：按照我国城镇化的发展目标,大规模基础建设投资必不可少。地方融资平台成为地区基础设施投资建设的重要主体。基础设施建设作为一项政府民生工程,具有投资规模巨大、成本回收时间长的特点,在地方融资平台的银行信贷受到国家调控限制、土地出让价格受政策影响的背景下,融资租赁作为一种现代投融资方式,为地方融资平台的基础设施建设提供了期限长、成本低的资金来源。我国的融资租赁行业因此迎来了前所未有的发展机遇。但是与此同时,地方融资平台负债高企、竞争白热化、融资租赁专业人才不足,风险控制系统不完善等一系列问题也给融资租赁业务发展带来了极大的挑战。融资租赁公司如何能够做好地方融资平台类业务,如何能够更加有效防范和控制地方融资平台类项目的各种风险,上述问题的研究对保障融资租赁公司获得收益的同时健康稳定的发展,进一步加快基础设施建设,棚户区改造工程,加快城镇化建设等都具有重要的现实意义。因此,本文从融资租赁公司一位业务人员的角度出发,应用风险管理的理论和方法,通过对融资租赁以及地方融资平台概念的阐述,全面的展现出融资租赁公司操作地方融资平台类项目的全部流程。对比融资租赁业务操作的普遍风险特征总结出地方融资平台类项目所具有的特殊风险特征;站在融资租赁公司的角度,通过对南京市浦口区经济开发总公司的实际案例分析提出具体的风险管理实施措施;最后站在相关监管部门以及地方政府的角度提出风险管理的建议。
[Abstract]:According to the development goal of our country urbanization, large-scale infrastructure investment is indispensable. Local financing platform has become an important part of regional infrastructure investment. Infrastructure construction, as a government project of people's livelihood, has the characteristics of huge scale of investment and long time of cost recovery. Under the background that the bank credit of local financing platform is restricted by the state regulation and control, the price of land transfer is affected by the policy. As a modern mode of investment and financing, financial leasing provides a long term and low cost source for the infrastructure construction of local financing platform. China's financial leasing industry has thus ushered in unprecedented opportunities for development. But at the same time, a series of problems, such as high debt of local financing platform, fierce competition, shortage of professional personnel and imperfect risk control system, have also brought great challenges to the development of financial leasing business. How can financial leasing companies do a good job of local financing platform business, and how to prevent and control all kinds of risks of local financing platform projects more effectively? The research of the above problems has important practical significance to ensure the financial leasing company to obtain the income at the same time healthy and stable development, to further accelerate the infrastructure construction, the shantytown reconstruction project, speeds up the urbanization construction and so on. Therefore, from the point of view of a business person in a financial leasing company, this paper applies the theory and method of risk management to explain the concept of financial lease and local financing platform. A comprehensive show of the financial leasing company operating local financing platform projects of the full process. Comparing with the general risk characteristics of financial leasing business operation, the paper summarizes the special risk characteristics of local financing platform projects; from the perspective of financial leasing companies, it summarizes the special risk characteristics of local financing platform projects. Through the actual case analysis of Pukou District Economic Development Corporation of Nanjing City, this paper puts forward the concrete risk management implementation measures, and finally puts forward the suggestion of risk management from the angle of the relevant supervision department and the local government.
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.49

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