黑龙江省农业产业化金融支持研究

发布时间：2018-05-24 18:21

本文选题：农业产业化 + 金融支持　；参考：《东北农业大学》2014年硕士论文

【摘要】：改革开放30年来,农业已逐渐成为黑龙江省的支柱产业。作为全国最大的农业基地之一,农业产业化发展道路是黑龙江省改造传统农业机构、提高农民收入、促进城乡一体化的必然选择,是建社社会主义新农村及实现农业现代化的必由之路。但目前黑龙江省农业产品加工率不高,市场竞争性不强,由于农业产业化的资金缺口较大,对黑龙江省农业产业化的支持产生了严重的影响,进而抑制了农民收入水平的提高,因此对黑龙江省农业产业化金融支持的研究尤其重要而且迫在眉睫。本文通过对国内外文献综述的研究分析,界定了农业产业化金融支持的概念,并且以相关理论为指导,分析黑龙江省农业产业化金融支持的现状,经过研究发现,黑龙江省金融支持农业产业化的主要力量有商业银行、农业发展银行、农村信用社以及保险机构。在分析以上金融机构的现状的基础上,研究黑龙江省农业产业化金融支持中存在的问题,主要有六个方面的问题：一是缺少完善的农业产业化商业性金融体系；二是农业发展银行对农业产业化服务的功能缺失；三是农村信用社支持农业产业化力不从心；四是支农金融机构和支农产品单一；五是农业产业化的内在弱质性制约信贷投入；六是农业保险及担保机构严重缺位。在研究存在问题的基础上,根据黑龙江省2000-2011年的数据,利用灰色关联分析法进行实证分析,得出以下结论：一是黑龙江省农业产业化与金融支持正相关,农业产业化离不开金融支持；二是不同金融资源与农业产业化的关联度不同,说明关联度小的金融资源没有发挥出应有作用；三是黑龙江省农业产业化金融支持程度并不高,各金融机构支农力度有待加大；四是农村信用社对黑龙江省农业产业化的资金支持大于农业银行和农业发展银行,说明农村信用社是支持黑龙江省农业产业化的主力军。最后在研究国内外农业产业化金融支持经验的基础上,取其精华,结合黑龙江省实际情况,提出加强黑龙江省农业产业化金融支持的对策建议：建立完善的农业产业化商业性金融体系,完善农业发展银行的政策性金融功能,提升农村信用社的自身实力。同时,还要加强农村金融市场服务和产品创新,发挥政府的引导和扶持作用,完善农业保险及农业信贷担保制度。
[Abstract]:Since the reform and opening up 30 years ago, agriculture has gradually become the pillar industry of Heilongjiang Province. As one of the largest agricultural bases in the country, the development of agricultural industrialization is the inevitable choice for Heilongjiang Province to reform traditional agricultural institutions, increase farmers' income, and promote the integration of urban and rural areas. It is the only way to build new socialist countryside and realize agricultural modernization. However, at present, the processing rate of agricultural products in Heilongjiang Province is not high and the market competition is not strong. Because of the large fund gap of agricultural industrialization, the support of agricultural industrialization in Heilongjiang Province has been seriously affected, and the increase of farmers' income level has been restrained. Therefore, the research on the financial support of Heilongjiang agricultural industrialization is particularly important and urgent. Based on the research and analysis of domestic and foreign literature, this paper defines the concept of financial support for agricultural industrialization, and, under the guidance of relevant theories, analyzes the current situation of financial support for agricultural industrialization in Heilongjiang Province. The main forces of financial support for agricultural industrialization in Heilongjiang Province are commercial banks, agricultural development banks, rural credit cooperatives and insurance institutions. On the basis of analyzing the present situation of the above financial institutions, this paper studies the problems existing in the financial support of agricultural industrialization in Heilongjiang Province. There are six main problems: first, the lack of a sound commercial financial system of agricultural industrialization; Second, the function of Agricultural Development Bank to agricultural industrialization is missing; third, the rural credit cooperatives can not support the agricultural industrialization; fourth, the agricultural financial institutions and agricultural products are single; fifth, the inherent weakness of agricultural industrialization restricts the credit input; Sixth, agricultural insurance and guarantee institutions are seriously vacant. On the basis of studying the existing problems, according to the data of Heilongjiang Province from 2000 to 2011, using the grey relational analysis method to carry on the empirical analysis, draw the following conclusions: first, the agricultural industrialization of Heilongjiang Province is positively related to the financial support, Agricultural industrialization can not be separated from financial support; second, different financial resources have different correlation degrees with agricultural industrialization, indicating that the financial resources with small correlation degree have not played their due role; third, the degree of financial support for agricultural industrialization in Heilongjiang Province is not high. Financial institutions need to be strengthened to support agriculture; fourth, the rural credit cooperatives in Heilongjiang Province agricultural industrialization of the financial support is greater than the Agricultural Bank and the Agricultural Development Bank, indicating that rural credit cooperatives are the main force to support the agricultural industrialization of Heilongjiang Province. Finally, on the basis of studying the financial support experience of agricultural industrialization at home and abroad, taking its essence and combining with the actual situation in Heilongjiang Province, The countermeasures and suggestions to strengthen the financial support of agricultural industrialization in Heilongjiang Province are put forward: establishing a perfect commercial financial system of agricultural industrialization, perfecting the policy-oriented financial function of the Agricultural Development Bank, and enhancing the strength of rural credit cooperatives. At the same time, we should strengthen the rural financial market service and product innovation, give play to the guidance and support role of the government, and improve the agricultural insurance and agricultural credit guarantee system.
【学位授予单位】：东北农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F321;F832.35

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