我国农村土地融资模式创新研究

发布时间：2018-06-07 01:04

本文选题：农村土地 + 融资模式　；参考：《郑州大学》2014年硕士论文

【摘要】：本文的研究主题是我国农村土地融资模式创新。随着城镇化进程的加快和农村社会经济发展水平的提高,农村地区金融结构失衡,资金供给不足的问题成为制约农村发展的主要因素,其中的突出表现就是作为农民主要财产的农村土地不能进入资本市场融资,农村土地市场与资金市场缺乏联结渠道,在此背景下笔者以农村土地融资模式创新为切入点,探索农村土地融资的发展路径。文章以农村土地融资模式创新为研究主线,在对我国农村土地融资现状及矛盾成因分析的基础上,通过借鉴国内外土地融资模式的成功运营经验,构建了符合我国农村土地融资现状的模式选择评价系统,提出了我国农村土地融资模式创新的基本思路、基本原则和具体方案。文章共五章,具体研究内容如下：第一章主要对农村土地融资的相关理论进行回顾,并对文章的几个核心概念进行界定。第二章通过实地调研和数据收集对我国当前农村土地融资现状及矛盾进行分析,明晰了制约我国农村土地融资的主要障碍是制度约束的重要结论,认为土地制度和农村金融制度很大程度上造成了当前我国农村土地融资裹足不前的现状。第三章对当前国内外几种应用较为广泛的土地融资模式进行对比评价,认为政府支持、法制完善是开展农村土地融资的基本条件,健全的资本市场是农村土地融资可持续发展的保证。并根设计了我国农村土地项目融资模式选择评价系统。第四章提出农村土地融资模式创新包括组织创新、平台创新和产品创新。界定了政府、正规金融、非正规金融在农村土地融资中的角色定位,搭建“政策性金融+合作性金融+商业性金融”的金融平台,提出了新型农村土地融资模式—土地收益抵押贷款证券化(LMS)。第五章为结论与展望,通过前面的研究分析,得出以下几个结论：农村土地融资模式创新对于完善农村金融体系,发展农村经济又重要意义；农村土地融资的发展与我国土地制度和金融制度改革密切相关；农村土地融资模式创新应当符合我国制度现状和现实国情。
[Abstract]:The theme of this paper is the innovation of rural land financing mode in China. With the acceleration of urbanization and the improvement of the level of social and economic development in rural areas, the imbalance of financial structure in rural areas and the insufficient supply of funds have become the main factors restricting the development of rural areas. The outstanding manifestation is that the rural land, as the main property of the peasants, cannot enter the capital market for financing, and the rural land market and the capital market lack of joint channels. Under this background, the author takes the innovation of the rural land financing mode as the starting point. Explore the development path of rural land financing. This paper takes the innovation of rural land financing mode as the main line of study, on the basis of analyzing the present situation of rural land financing in China and the causes of contradictions, through the reference of the successful operation experience of the land financing mode at home and abroad. This paper constructs a model selection and evaluation system in line with the present situation of rural land financing in China, and puts forward the basic ideas, basic principles and concrete schemes for the innovation of rural land financing mode in China. There are five chapters in this paper. The specific research contents are as follows: The first chapter reviews the related theories of rural land financing and defines several core concepts. The second chapter analyzes the current situation and contradiction of rural land financing in China through field investigation and data collection, and clarifies that the main obstacle to rural land financing in China is the important conclusion of institutional constraints. It is believed that the land system and the rural financial system to a great extent cause the present situation of the rural land financing in our country. The third chapter makes a comparative evaluation of several widely used land financing modes at home and abroad, and holds that the basic conditions of rural land financing are government support and the perfection of legal system. Sound capital market is the guarantee of sustainable development of rural land financing. And also designed our country rural land project financing mode choice appraisal system. Chapter four puts forward the innovation of rural land financing mode, including organizational innovation, platform innovation and product innovation. It defines the role of government, formal finance and informal finance in rural land financing, and sets up the financial platform of "policy-oriented finance, cooperative finance and commercial finance". A new rural land financing model, land income mortgage securitization, is put forward in this paper. The fifth chapter is the conclusion and prospect, through the previous research and analysis, we draw the following conclusions: the innovation of rural land financing mode is important to improve the rural financial system and develop rural economy; The development of rural land financing is closely related to the reform of land system and financial system in China, and the innovation of rural land financing mode should conform to the present situation of our country's system and the actual situation.
【学位授予单位】：郑州大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F321.1;F832.43

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