如何看待银行业利润大幅增长问题

发布时间：2018-06-21 22:20

本文选题：银行业 + 利润　；参考：《财经科学》2012年04期

【摘要】：今年以来,银行业利润大幅增长问题引起了社会各界高度关注。本文的分析表明,银行业利润的大幅增长主要归因于实体经济平稳较快增长、现行金融保护制度、银行中间业务快速发展、银行业改革红利和市场环境变迁等,是各种内外部、主客观因素共同作用的结果。银行业良好的经营绩效对于银行、金融体系乃至国民经济的健康平稳发展具有重要意义。受制于多方面因素,当前银行业的高盈利不具备可持续性,可采取有关改革措施保持银行业利润合理、平稳增长。
[Abstract]:Since this year, the banking industry profit growth question has aroused the social all walks of life high attention. The analysis of this paper shows that the substantial increase in banking profits is mainly attributed to the steady and rapid growth of the real economy, the current financial protection system, the rapid development of the banking intermediate business, the banking reform dividend and the changes in the market environment, and so on. The result of the combined action of subjective and objective factors. The good performance of banking is of great significance to the healthy and stable development of banking, financial system and even national economy. Constrained by various factors, the current high profitability of the banking sector is not sustainable, we can take relevant reform measures to keep the banking industry profits reasonable and steady growth.
【作者单位】：招商银行总行办公室;招商银行总行会计部;
【分类号】：F832.2

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