上海市商业银行空间布局研究
发布时间：2018-08-07 10:54
【摘要】：金融在现代经济中的地位越来越重要,而商业银行作为金融系统中服务最全面、影响最广泛、最基础的金融机构,其重要性也不言而喻。而且随着经济全球化,资本在全球范围内的流动必将越来越活跃,这也对商业银行的服务提出了更高的要求。20世纪90年代以来,在国家战略的指引下,上海市将建设金融中心,发展金融业作为重中之重,银行业的发展也颇具规模,机构遍布各个区县。随着改革开放,我国对外资银行全面开放,各类外资银行纷纷进入中国市场；上海市内中资银行也呈现全面多元化发展,实力逐渐增强；科技的进步也促使银行机构出现了新的特征。各类商业银行机构在有限的区域范围内的竞争愈发激烈。在此背景下,研究商业银行在上海市内部的空间布局显得很有必要。 本文主要是对上海市市域范围内商业银行的空间布局进行研究,使用室内调研首先对上海市商业银行的发展脉络进行了梳理,并大量阅读相关领域的研究成果,明确最新进展。以企业地理、城市地理和金融地理的相关理论为研究基础,结合实证案例,分析探讨上海市商业银行的空间格局。在进行实证研究时,采用洛伦兹曲线、相关性分析等数理方法,利用SPSS、CorelDRAW、ARCGIS等多种工具,对搜集的空间数据进行分析,归纳出促使上海市当前的空间布局特征及其成因和影响因素。 通过研究发现,上海市商业银行网点的空间布局有以下的特点：(1)整体呈现多核心圈层的空间格局；(2)具有指向区域经济发展的中心的特点；(3)具有指向区域行政中心的特点。本文还对不同类型的银行、不同银行机构分别进行了细致的分析,发现不同银行、不同机构的空间布局有不同的特点。造成上述的空间布局情况的因素主要可以归结为五个方面：经济因素、人口因素、政府因素、路径依赖因素和银行内部因素。 本文基于区域视角,对银行在区域内的空间布局进行研究。通过研究总结出商业银行空间行为的规律,分析影响因素,既对于银行通过机构建设提高自身竞争力有所启示,也为区域能够形成更为合理的银行空间格局打下了理论基础。同时,由于银行是特殊的企业,对其空间行为进行研究还可以丰富企业地理的理论和实证研究。
[Abstract]:Finance is becoming more and more important in modern economy, and commercial banks as the most comprehensive service, the most extensive impact, the most basic financial institutions, its importance is also self-evident. Moreover, with the globalization of economy, the flow of capital in the global scope will become more and more active. This has also put forward higher requirements for the services of commercial banks. Since the 1990s, under the guidance of the national strategy, Shanghai will build a financial center. Development of the financial industry as the top priority, the development of the banking industry is quite scale, institutions throughout the districts and counties. With the reform and opening to the outside world, all kinds of foreign banks have entered the Chinese market. Advances in technology have also given rise to new features for banking institutions. All kinds of commercial banking institutions in the limited regional scope of competition is increasingly fierce. In this context, it is necessary to study the spatial layout of commercial banks in Shanghai. In this paper, the spatial layout of commercial banks in Shanghai is studied. Firstly, the development of commercial banks in Shanghai is combed by indoor research, and a large number of research results in related fields are read to make clear the latest progress. Based on the theories of enterprise geography, city geography and financial geography, the spatial pattern of commercial banks in Shanghai is analyzed and discussed in this paper. In the course of empirical research, using Lorentz curve, correlation analysis and many other tools, such as SPSS CorelDRAWARCGIS, the collected spatial data are analyzed, and the current spatial layout characteristics, causes and influencing factors of Shanghai are summarized. Through the study, it is found that the spatial layout of commercial bank outlets in Shanghai has the following characteristics: (1) the overall spatial pattern of multi-core circles; (2) the characteristics of pointing to the center of regional economic development; (3) the characteristics of pointing to the regional administrative center. This paper also makes a detailed analysis of different types of banks and different banking institutions and finds that the spatial layout of different banks and institutions has different characteristics. The factors that cause the above spatial distribution can be summed up in five aspects: economic factor, population factor, government factor, path dependence factor and internal factor of bank. Based on the regional perspective, this paper studies the spatial layout of banks in the region. By studying and summarizing the law of commercial banks' spatial behavior and analyzing the influencing factors, it not only enlightens banks to improve their competitiveness through institutional construction, but also lays a theoretical foundation for regional banks to form a more reasonable spatial pattern of banks. At the same time, as banks are special enterprises, the study of their spatial behavior can enrich the theoretical and empirical research of enterprise geography.
【学位授予单位】：华东师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33
本文编号：2169800
[Abstract]:Finance is becoming more and more important in modern economy, and commercial banks as the most comprehensive service, the most extensive impact, the most basic financial institutions, its importance is also self-evident. Moreover, with the globalization of economy, the flow of capital in the global scope will become more and more active. This has also put forward higher requirements for the services of commercial banks. Since the 1990s, under the guidance of the national strategy, Shanghai will build a financial center. Development of the financial industry as the top priority, the development of the banking industry is quite scale, institutions throughout the districts and counties. With the reform and opening to the outside world, all kinds of foreign banks have entered the Chinese market. Advances in technology have also given rise to new features for banking institutions. All kinds of commercial banking institutions in the limited regional scope of competition is increasingly fierce. In this context, it is necessary to study the spatial layout of commercial banks in Shanghai. In this paper, the spatial layout of commercial banks in Shanghai is studied. Firstly, the development of commercial banks in Shanghai is combed by indoor research, and a large number of research results in related fields are read to make clear the latest progress. Based on the theories of enterprise geography, city geography and financial geography, the spatial pattern of commercial banks in Shanghai is analyzed and discussed in this paper. In the course of empirical research, using Lorentz curve, correlation analysis and many other tools, such as SPSS CorelDRAWARCGIS, the collected spatial data are analyzed, and the current spatial layout characteristics, causes and influencing factors of Shanghai are summarized. Through the study, it is found that the spatial layout of commercial bank outlets in Shanghai has the following characteristics: (1) the overall spatial pattern of multi-core circles; (2) the characteristics of pointing to the center of regional economic development; (3) the characteristics of pointing to the regional administrative center. This paper also makes a detailed analysis of different types of banks and different banking institutions and finds that the spatial layout of different banks and institutions has different characteristics. The factors that cause the above spatial distribution can be summed up in five aspects: economic factor, population factor, government factor, path dependence factor and internal factor of bank. Based on the regional perspective, this paper studies the spatial layout of banks in the region. By studying and summarizing the law of commercial banks' spatial behavior and analyzing the influencing factors, it not only enlightens banks to improve their competitiveness through institutional construction, but also lays a theoretical foundation for regional banks to form a more reasonable spatial pattern of banks. At the same time, as banks are special enterprises, the study of their spatial behavior can enrich the theoretical and empirical research of enterprise geography.
【学位授予单位】：华东师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33
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