浅析互联网金融对我国商业银行发展的影响
发布时间:2018-02-05 01:58
本文关键词: 互联网金融 商业银行 融合 创新 出处:《中国市场》2016年44期 论文类型:期刊论文
【摘要】:在互联网金融和商业银行愈演愈烈的竞争中,商业银行不再是屹立不倒的绝对垄断者,如果它想要发展前进,那么顺应互联网热潮,抓住机遇、迎接挑战是商业银行目前必须要做的事情。商业银行的改革刻不容缓,势在必行。它在维持自己之前"老大哥"地位的同时,也要顺应时代的潮流,积极改变经营业务,强化金融服务,创新金融产品。
[Abstract]:In the increasingly fierce competition between Internet finance and commercial banks, commercial banks are no longer standing absolute monopoly, if it wants to develop and advance, then comply with the Internet boom, seize the opportunity. To meet the challenge is something that commercial banks must do at present. The reform of commercial banks is urgent and imperative. It not only maintains its "Big Brother" status before it, but also conforms to the trend of the times. We should actively change our business, strengthen financial services, and innovate financial products.
【作者单位】: 苏州信息职业技术学院;
【分类号】:F724.6;F832.33
【正文快照】: 1前言随着我国互联网的逐步兴起,互联网金融的产生自然水到渠成。由于互联网金融与传统金融之间的相互碰撞,因此产生了金融创新。在相关金融部门和互联网金融的共同努力下,我国在金融的效率上、交易的结构上,乃至整个的金融框架上都进行着较大的变革。随着我国经济实力快速增,
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