众筹模式下我国中小企业融资问题研究

发布时间：2018-04-22 13:49

本文选题：中小企业 + 融资　；参考：《湖北省社会科学院》2015年硕士论文

【摘要】：一直以来,中小企业在推动我国经济发展、维持社会稳定方面发挥着重要作用且作用也越来越大。中小企业也因此成为我国经济社会不可或缺的一部分。但是由于我国目前金融资源供求不匹配现象,加之中小企业规模不大、自身经济发展实力不足以及企业内部存在的问题。长期以来,融资难一直是中小企业面临的问题,也因此制约中小企业发展。另一方面,随着互联网的发展,金融领域也发生的翻天覆地的变化,互联网金融应运而生。众筹,作为其中一种新型资金运作模式进入我们的视野,并且能够为在金融业中缺乏背景的中小的企业提供一种新的融资渠道。本文对针对中小企业融资难现状,通过对股权和债权型众筹融资模式进行分析,并结合相应平台供需分析,进一步佐证众筹模式能为中小企业提供切实可行的融资渠道。同时,为中小企业选择适应的融资平台提供相应的建议,并针对其存在的问题提出合理化的建议,解决中小企业融资难问题,进一步促进中小企业长远、健康发展。
[Abstract]:SMEs have been playing an important role in promoting China's economic development and maintaining social stability. Because of this, small and medium enterprises have become an indispensable part of our economy and society. However, due to the mismatch between the supply and demand of financial resources in our country at present, the small and medium-sized enterprises are not large, their own economic development strength is insufficient and the problems existing in the enterprises. For a long time, the difficulty of financing has been the problem faced by SMEs, which restricts the development of SMEs. On the other hand, with the development of the Internet, the financial field has also undergone tremendous changes, Internet finance came into being. Crowdfunding, as one of the new capital operation modes, can provide a new financing channel for the small and medium-sized enterprises which lack the background in the financial industry. Based on the analysis of the financing mode of equity and creditor's rights, and the analysis of the supply and demand of the corresponding platform, this paper further proves that the multi-financing model can provide feasible financing channels for small and medium-sized enterprises. At the same time, it provides corresponding suggestions for SMEs to choose suitable financing platform, and puts forward some reasonable suggestions in view of their existing problems, so as to solve the problem of financing difficulties of SMEs, and further promote the long-term and healthy development of SMEs.
【学位授予单位】：湖北省社会科学院
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F724.6;F832.4;F276.3

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