我国金融服务贸易竞争力的综合评价及其影响因素分析

发布时间：2018-09-09 13:57

【摘要】：随着全球经济和自由贸易的发展与深化,金融服务业已经是一国经济中最为重要的产业之一,金融服务贸易竞争力也成为衡量国家综合竞争力的重要标志。我国金融服务贸易的规模较小、基础薄弱且长期处于逆差状态,因此如何在稳定金融体系的同时最大化金融服务贸易带来的利益,对我国经济的可持续发展有着深远的意义。本文将理论研究与实证分析相结合,综合评价了我国金融服务贸易在国际市场中的竞争力,进而找出竞争力的相关影响因素,并提出了相关政策建议,希望有助于推动我国金融服务贸易的长远发展。本文首先介绍了研究背景及研究意义,回顾了金融服务贸易竞争力的相关研究文献,并清晰叙述了文章的研究思路、内容及整体框架；在此基础上详细论述了金融服务贸易竞争力的相关理论,并初步构建了竞争力的综合评价指标体系及其影响因素模型；随后,采用灰色关联分析法对我国金融服务贸易的竞争力进行了综合评价,研究表明在全球金融服务贸易进出口额排名前十的国家中,我国的竞争力最弱,在与竞争力最强的国家——新加坡作对比后,简要评析了我国金融服务贸易竞争力不足的原因；在第四章中,借鉴波特的“钻石模型”并添加市场开放度和国际影响因素,选取16个经济指标对我国金融服务贸易2000年～2013年的时间序列数据进行因子分析及多元回归分析,实证检验了影响我国金融服务贸易竞争力的因素,发现金融机构资金来源、金融业就业人员数、互联网普及率、对金融服务业务的国内需求、城镇居民可支配收入、货物贸易出口额、第二产业生产总值、GDP、存款准备金率、发展机遇、市场开放度因素与金融服务贸易出口额呈正相关,即有利于增强我国金融服务贸易的国际竞争力；而金融机构贷款利率、市场集中度、金融业实际利用外资额及人民币对美元汇率与金融服务贸易出口额呈负相关,也就是会减弱我国金融服务贸易的国际竞争力；最后根据文中得出的结论有针对性的提出增强我国金融服务贸易竞争力的政策建议。
[Abstract]:With the development and deepening of global economy and free trade, financial service industry has become one of the most important industries in a country's economy, and the competitiveness of trade in financial services has become an important symbol to measure the comprehensive competitiveness of a country. The scale of our country's financial service trade is relatively small, the foundation is weak and it is in the state of deficit for a long time. Therefore, how to stabilize the financial system and maximize the benefits brought by the financial service trade has far-reaching significance for the sustainable development of our economy. Combining theoretical research with empirical analysis, this paper comprehensively evaluates the competitiveness of China's financial services trade in the international market, and then finds out the relevant influencing factors of competitiveness, and puts forward relevant policy recommendations. I hope it will help promote the long-term development of China's financial services trade. This paper first introduces the research background and significance, reviews the relevant research literature on the competitiveness of trade in financial services, and clearly describes the research ideas, content and overall framework of the article; On this basis, this paper discusses the relevant theories of the competitiveness of financial services trade in detail, and initially constructs the comprehensive evaluation index system of competitiveness and its influencing factors model. This paper makes a comprehensive evaluation of the competitiveness of China's financial services trade by means of grey relational analysis. The study shows that China's competitiveness is the weakest among the top 10 countries in the world in terms of import and export of financial services trade. After comparing with Singapore, the most competitive country, this paper briefly analyzes the reasons for the lack of competitiveness in China's financial services trade, and in Chapter 4, draws lessons from Porter's Diamond Model and adds market openness and international influence factors. This paper selects 16 economic indicators to carry on factor analysis and multiple regression analysis to the time series data of China's financial services trade from 2000 to 2013. It empirically tests the factors that affect the competitiveness of China's financial services trade, and finds out the source of financial institutions' funds. Employment in the financial industry, Internet penetration, domestic demand for financial services, disposable income of urban residents, exports of trade in goods, GDP of the second industry, reserve ratio of deposits, development opportunities, The factors of market openness are positively related to the export volume of financial services trade, that is, it is beneficial to enhance the international competitiveness of China's financial services trade, while the interest rate on loans of financial institutions, the market concentration, The amount of foreign capital utilized by the financial industry and the exchange rate of RMB to the US dollar are negatively correlated with the exports of financial services trade, that is, the international competitiveness of China's financial services trade will be weakened; Finally, according to the conclusions of the paper, the paper puts forward some policy suggestions to enhance the competitiveness of China's financial services trade.
【学位授予单位】：华东师范大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.6;F752.68

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