NJ银行财务风险评价与控制

发布时间：2018-01-03 03:34

  本文关键词：NJ银行财务风险评价与控制　出处：《沈阳农业大学》2017年硕士论文　论文类型：学位论文

  更多相关文章： NJ银行 财务风险 风险评价 风险控制

【摘要】：随着社会的迅猛发展、经济的长足进步,我国金融行业获得了极大的变化。商业银行是当今金融行业不可或缺的一部分,自诞生以来,就与风险同行。在这样大环境下,对商业银行的财务风险进行评价与控制,具有重要意义。就国际及国内整体经济环境而言,经济的持续波动,使得银行的经营管理效率不够稳定,出现危机的可能性必将处于不断攀升的趋势,因此对我国商业银行的财务风险评价及管理方面的研究迫在眉睫。通过对商业银行财务风险方面进行管理,加深对商业银行的财务风险方面的研究,建立符合中国国情的商业银行财务风险控制体系,以便于促进我国商业银行的发展壮大,为我国社会稳定及经济进步奠定基础,同时也对商业银行的财务风险评价及管理研究提供理论依据。本文以NJ银行为例,对商业银行的财务风险评价与控制体系进行研究,就其存在的问题进行分析,并针对这些问题制定了相应的对策建议。本文通过查阅文献对商业银行财务风险概念、分类及相关管理方式进行了阐述,为深入的研究提供一定的理论支持。结合NJ银行的实际运营情况,对其财务风险的管理现状进行了深入研究。利用AHP法确定了 NJ银行财务风险评价指标,从不良贷款风险、内部控制、资产流动性及资本结构等方面入手,对NJ银行发展过程中财务风险的评价与控制存在的各种问题展开了讨论。并在此基础上,针对该银行的财务风险管理现状提出了相应的整改措施。
[Abstract]:With the rapid development of society, rapid economic progress, China's financial industry has made great changes. The commercial bank is an indispensable part of today's financial industry, since its birth, and risk. Under such circumstance, to evaluate and control the risks of commercial banks, international has important significance. The overall economic environment and the domestic, continuous fluctuations in the economy, the bank management efficiency is not stable enough, will be the probability of a crisis in the rising trend, so the research on risk evaluation of imminent financial risks of China's commercial banks and management. Through the management of commercial bank financial risk, enhance the study of aspects the commercial bank's financial risk, establish China situation of commercial bank financial risk control system, in order to promote the development of China's commercial banks grow And lay the foundation for the stability of China's social and economic progress, but also provide a theoretical basis for the research on financial risk assessment and management of commercial banks. This paper takes NJ bank as an example, to study the financial risk evaluation and control system of commercial banks, the existing problems were analyzed, and the development of the corresponding countermeasures and suggestions to solve these problems. This paper through the literature on commercial bank financial risk concept, classification and related management methods are discussed, providing a theoretical support for further research. Combined with the actual operation situation of NJ bank, conducted in-depth research on the financial risk management situation. By using the AHP method to determine the indicators of financial risk assessment NJ the bank, from the non-performing loan risk, internal control, asset liquidity and capital structure of the existing evaluation and control of financial risk in the process of the development of NJ bank The problem is discussed and the corresponding corrective measures are put forward on the basis of the current situation of the bank's financial risk management.

【学位授予单位】：沈阳农业大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.33;F830.42
，

本文编号：1372202