县域视角下的贫困、金融发展与经济增长——基于系统GMM方法的再检验

发布时间：2018-01-04 19:07

本文关键词：县域视角下的贫困、金融发展与经济增长——基于系统GMM方法的再检验　出处：《经济理论与经济管理》2017年01期 　论文类型：期刊论文

【摘要】：本文以内生区域金融发展理论为基础构建动态面板模型,同时引入贫困因素进一步识别区域金融与经济的非线性关系,将实证对象细化到县域层面,运用系统GMM方法检验贫困与非贫困县域金融对经济增长影响的差异。本文研究发现,信贷层面上的金融发展对经济增长的推动效应普遍存在,而储蓄层面金融发展的效应则存在地区差异,非贫困县的储蓄与经济无关,贫困县的储蓄与经济增长负相关。因此本文指出,区域信贷配给和区域信贷创造理论更适于解释贫困地区的金融发展问题,贫困县域储蓄的负效应是本地储蓄外流和转化效率低下的结果,与我国银行业跨区域经营机构占主导的现实有关。
[Abstract]:Based on the theory of endogenous regional financial development, this paper constructs a dynamic panel model, and introduces poverty factors to further identify the nonlinear relationship between regional finance and economy, and refine the empirical object to the county level. The difference of financial impact on economic growth between poor and non-poor counties is examined by using the systematic GMM method. This paper finds that the financial development on the credit level promotes the economic growth generally. However, there are regional differences in the effects of financial development on savings level. Savings in non-poor counties have nothing to do with the economy, while savings in poor counties are negatively correlated with economic growth. The theory of regional credit rationing and regional credit creation is more suitable to explain the financial development problem in poor areas. The negative effect of savings in poor counties is the result of local savings outflow and inefficient transformation. And our country banking cross-regional management organization dominates the reality related.
【作者单位】：武汉理工大学经济学院;
【基金】：国家社会科学基金项目(13BJY023)的资助
【分类号】：F124.1;F832;F126
【正文快照】： 一、引言为全面建成小康社会,实现到2020年7 000多万贫困人口全面脱贫的目标,2015年末中共中央、国务院颁布《关于打赢脱贫攻坚战的决定》,其中金融被视为脱贫支撑体系中的重要组成部分。作为金融扶贫政策的依据,金融发展理论长期以来都是学术研究的热点,尤其随着20世纪90年代

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