河北省农地流转的金融支持研究

发布时间：2018-03-27 18:20

本文选题：农地流转　切入点：金融支持　出处：《吉林大学》2017年硕士论文

【摘要】：农地流转是以土地换资本,以土地换经营的模式。随着农业机械化、规模化和市场化水平的不断提高,以及城镇化水平的不断提高,劳动力不断地流出农村,土地流转已经成为我国农业未来发展的趋势。自2004年以来,中央一号文件已经连续14年聚焦“三农”问题,根据文件精神,要发展中国特色的现代农业有效路径就是走规模化经营之路,而规模化经营的有效途径则是推进农地稳定、有序的流转,农地流转过程中涉及到明确农村集体土地产权,降低交易成本,完善土地流转过程中融资支持机制。通过将土地配置给最具效率的专业化经营者,形成适度规模经营,进而提高农业生产力。而这一方面需要对农民承包的土地明确、清晰的确权、颁证和登记,另一方面则需要大量社会资本的融资支持。因此,如何最大化利用稀缺的土地资源,拓宽专业经营户的融资渠道,建立成熟有效的融资机制非常值得我们研究。自改革开放以来,河北省着力进行农村金融体系建,现已初步形成了商业金融,政策性金融、合作金融以及其他金融机构组织协调发展的局面。但随着河北省农地流转的进程日益加快,河北省农村金融供给主体难以满足日益增加的金融需求。因此,本文将重点研究如何改革河北省农村金融供给主体,拓宽农业经营主体的资金融通渠道,以促进农地流转。本文研究内容主要包括以下几方面:第一,绪论部分,即提出本研究的背景、研究意义、研究目的以及论文撰写采用的研究方法。第二,界定相关概念,包括农地流转、农村经营主体,农地流转的金融支持等概念,介绍相关经济学原理,如产权理论、农村金融和土地市场理论等知识。第三,查阅统计资料对河北省农地流转的现状进行初步分析;然后,通过检索文献、实地访谈等形式搜集整理河北省金融供给主体的情况,并对各个主体的供给现状进行分析;再者,通过各种渠道对微观经营主体的金融需求,融资用途,融资方式、贷款的期限和额度进行调查。第四,分析农地流转过程中金融支持的问题,寻找其原因。从政府、金融机构和担保机构三个层次分析其成因。第五,借鉴国内外金融支持农地流转成熟的案例,整理总结出土地资产证券化、土地银行等模式,从其设立背景、运行概况归纳总结其共性,最终分析得到经验启示。第六,也是本文的重要章节。结合河北省的农地流转情况,国内外先进的经验启示,从政府、金融机构、新型金融机构等几个视角分别阐述他们各自的作用,促进政府、银行业金融机构、新型金融机构协同支持促进土地流转。
[Abstract]:Agricultural land transfer is the mode of land for capital and land for management. With the continuous improvement of agricultural mechanization, scale and marketization, as well as the continuous improvement of urbanization level, the labor force continues to flow out of the countryside. Land circulation has become a trend in the future development of agriculture in China. Since 2004, the first document of the Central Committee has focused on the issue of "agriculture, countryside and farmers" for 14 consecutive years, according to the spirit of the document. The effective way to develop modern agriculture with Chinese characteristics is to take the road of large-scale management, and the effective way of large-scale management is to promote the stable and orderly circulation of agricultural land. Reduce transaction cost, perfect financing support mechanism in the process of land circulation, allocate land to the most efficient professional operator, form moderate scale management, And then improve agricultural productivity. On the one hand, we need clear, clear and definite rights to the land contracted by farmers, certification and registration, on the other hand, we need a large amount of social capital financing support. Therefore, how to maximize the use of scarce land resources, It is very worthwhile for us to study broadening the financing channels of professional operators and establishing a mature and effective financing mechanism. Since the reform and opening up, Hebei Province has made great efforts to build a rural financial system, and has now initially formed commercial finance and policy-oriented finance. The coordinated development of cooperative finance and other financial institutions. However, with the increasing process of agricultural land transfer in Hebei Province, the rural financial suppliers in Hebei Province are unable to meet the increasing financial demand. This paper will focus on how to reform the main rural financial supply in Hebei Province, broaden the financing channels of agricultural management to promote the circulation of agricultural land. The main contents of this study include the following aspects: first, the introduction part, That is, the background of this study, research significance, research purposes and the research methods used in the paper. Second, define the relevant concepts, including the transfer of agricultural land, rural management subjects, the financial support of agricultural land transfer, and so on. This paper introduces the relevant economic principles, such as property right theory, rural finance and land market theory, etc. Third, it makes a preliminary analysis of the current situation of agricultural land circulation in Hebei Province by referring to statistical data. Field interviews and other forms of collection and collation of the main financial supply in Hebei Province, and analysis of the supply of the main body of the current situation; moreover, through various channels to the financial demand, financing use, financing methods, Fourth, analyze the problems of financial support in the process of agricultural land transfer, find out the reasons. Analyze the causes from three levels of government, financial institutions and guarantee institutions. Fifth, Draw lessons from the domestic and foreign financial support farmland circulation mature cases, collate and sum up the land asset securitization, land bank and other models, from its establishment background, operation general situation to sum up its commonness, finally analysis get the experience enlightenment. It is also an important chapter of this paper. According to the situation of agricultural land circulation in Hebei Province and the enlightenment of advanced experience at home and abroad, from the perspectives of the government, financial institutions, new financial institutions, and so on, this paper separately expounds their respective roles to promote the government. Banking financial institutions, new financial institutions to support the promotion of land transfer.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F321.1;F832.43

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