互联网金融时代中国上市银行增效模式研究——基于全组合DEA-PCA模型的分析

发布时间：2018-05-08 03:13

本文选题：互联网金融 + 全组合DEA-PCA模型　；参考：《改革与战略》2017年04期

【摘要】：文章运用全组合DEA-PCA模型对中国16家上市银行的经营绩效增长模式进行实证研究。通过分析发现:各上市银行在是否引入网络方面,其绩效评价结果存在显著差异;中国上市银行的增效模式大致可分为"网络业务导向型"和"传统业务导向型"两大类。部分上市银行致力于互联网金融创新提高其经营绩效;而另一些上市银行仍主要依靠传统业务维持经营绩效。在此基础上,文章将中国上市银行划分为"偏重网络业务型银行""偏重传统业务型银行""重视网络业务发展但传统业务负担过重型银行"和"网络业务与传统业务并重型银行"四个组群,研究分析不同组群的上市银行的经营模式特点和优劣势,并针对不同银行组群的特点提出相应的增效建议。
[Abstract]:This paper makes an empirical study on the operating performance growth model of 16 listed banks in China by using the full portfolio DEA-PCA model. Through the analysis, it is found that there are significant differences in the performance evaluation results of each listed bank in whether to introduce the network, and the efficiency pattern of the listed banks in China can be divided into two categories: "network business-oriented" and "traditional business-oriented". Some listed banks are committed to Internet financial innovation to improve their business performance, while others still rely on traditional business to maintain their business performance. On this basis, In this paper, the listed banks in China are divided into four groups: "network-oriented bank", "traditional business-oriented bank" and "heavy-duty bank with overburden of traditional business" and "network business and traditional business equal emphasis bank". This paper studies and analyzes the characteristics and advantages and disadvantages of listed banks with different groups, and puts forward corresponding suggestions for increasing efficiency in view of the characteristics of different groups of banks.
【作者单位】：广西大学;中国建设银行南宁园湖支行;
【基金】：国家自然科学基金项目“基于产业链发展的物流金融创新机理研究——以CAFTA进程下的广西北部湾经济区为例”(项目批准号:7116302)资助
【分类号】：F724.6;F832.3

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