陕西省金融资源配置效率研究

发布时间：2018-04-05 10:42

本文选题：陕西省　切入点：金融资源　出处：《西北大学》2014年硕士论文

【摘要】：金融是现代经济的核心,金融资源是可以通过自身配置进而配置其他一切资源的核心战略资源。金融资源一般包括货币资源、资本资源、制度资源和商品资源。引导价值运动实现资源的有效配置是金融的核心功能,金融资源的高效配置是推动经济发展和社会发展的重要力量,对于促进金融和经济之间的良性互动具有基础性的作用。因而,对金融资源配置效率问题的研究具有十分重要的意义。本文按照理论界定、现状分析、实证检验、对策建议的思路展开。首先对金融资源、金融资源的配置效率及其功能等基本概念进行了界定；然后从陕西省金融资源总量、金融资源的结构、金融资源的特征三方面对比分析了陕西省金融资源配置的现状；其次将金融资源指标分解为金融资源总量、省内金融相关比率、金融市场化水平三个指标,运用协整检验和格兰杰因果检验等计量经济模型对陕西省1991年至2012年金融资源配置的效率进行了实证检验,研究发现：在陕西省金融资源配置过程中,金融深化与经济增长、人均收入、消费收入和二元经济结构都具有长期均衡关系；最后针对陕西省金融资源配置的现状和实证检验结果提出了优化陕西省金融资源配置的政策建议：扩大金融资源总量,防止金融资源流失；发展金融市场,优化金融资源配置途径；统筹兼顾,建设良好信用环境；培育完善的区域金融组织体系。
[Abstract]:Finance is the core of modern economy, and financial resources are the core strategic resources which can be allocated by themselves and all other resources.Financial resources generally include monetary resources, capital resources, institutional resources and commodity resources.Guiding the value movement to realize the effective allocation of resources is the core function of finance. The efficient allocation of financial resources is an important force to promote economic development and social development, and plays a fundamental role in promoting the benign interaction between finance and economy.Therefore, it is of great significance to study the efficiency of financial resources allocation.This article according to the theory definition, the present situation analysis, the demonstration test, the countermeasure suggestion train of thought unfolds.First of all, it defines the basic concepts of financial resources, the allocation efficiency and functions of financial resources, and then from the total amount of financial resources in Shaanxi Province, the structure of financial resources,The characteristics of financial resources are compared and analyzed in three aspects: the present situation of financial resources allocation in Shaanxi Province; secondly, the index of financial resources is divided into three indicators: the total amount of financial resources, the ratio of financial correlation within the province, and the level of financial marketization.Using econometric models such as co-integration test and Granger causality test, this paper empirically tests the efficiency of financial resource allocation in Shaanxi Province from 1991 to 2012. The results show that in the process of financial resource allocation in Shaanxi Province, financial deepening and economic growth.Per capita income, consumption income and dual economic structure all have a long-term equilibrium relationship;Finally, according to the present situation and empirical results of financial resources allocation in Shaanxi Province, the paper puts forward some policy suggestions for optimizing the allocation of financial resources in Shaanxi Province: expanding the total amount of financial resources, preventing the loss of financial resources, developing the financial market,To optimize the allocation of financial resources; to build a good credit environment; to foster a sound regional financial organization system.
【学位授予单位】：西北大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.7;F224

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