安徽省金融发展对城镇化影响的实证研究

发布时间：2018-05-25 02:21

本文选题：安徽省 + 金融发展　；参考：《安徽财经大学》2015年硕士论文

【摘要】：伴随着经济的发展,人们对城镇化作用的认识也在不断提高,城镇化不仅能够实现资源和人口的集聚经济,而且还可以有效地统筹城乡发展。各地政府大都在利用城镇化的作用,积极部署城镇化战略,安徽省也不例外。2012年,安徽省确立了建设新型城镇化“11221”工程,该工程实施后,城镇化的速度明显加快,城镇化越来越成为安徽省经济发展的重要引擎。然而,城镇化作用的积极发挥并不是孤立的,巨大的资金需求成为城镇化顺利推进的必要因素。因此,近年来,资金供给日益成为城镇化建设各个参与方关注的焦点,国内学术界也从城镇化角度探讨了金融在其中扮演的角色。而安徽省作为传统的农业大省,金融市场发育程度低,金融深化程度更是不高、所以,在实现城镇化中,更需要从金融角度出发,谋求城镇化建设资金的充足供应,从而提高城镇化水平和质量,力争达到、甚至超过全国城镇化水平的平均值,并向东部发达省份城镇化水平看齐。正是基于以上考虑,本文选取了安徽省金融发展对城镇化的影响作为研究对象。在研究该影响中,本文主要采取了定性分析与定量分析相结合的方法。在定量分析方面,考虑数据的可获得性和研究的可行性,本文采用1991-2013年安徽省相关经济指标,通过把投资转换率、中长期贷款比率和金融相关率当作控制变量,经过ADF检验、Johansen检验,最终建立VECM模型,实证研究了安徽省金融发展对城镇化的影响。在定性分析方面,结合本文研究的创新之处,整理和归纳了金融发展理论和城镇化理论,并且说明了金融发展是通过什么样的机理影响城镇化的,认为金融发展是城镇化顺利进行的必要因素,金融发展了才能为城镇化提供所需资金。既有的理论也表明城镇化建设中的金融发展至关重要,其能够使企业迅速地获得低成本资金,满足城镇化基础设施建设资金的需求,同时,也为农村城镇化提供产业支撑,充分发挥中小企业吸引农村劳动力的巨大潜力,推动城镇化进程。此外,实证结果表明,安徽省金融发展对城镇化的影响在长期内是稳定的,金融发展持续影响着城镇化进程。反映金融发展的金融相关率、投资转换率和中长期贷款比重都对城镇化产生不同程度的影响,与基本理论相一致。金融发展对城镇化是起推动作用的,但是在某些方面金融支持城镇化的效应并不突出,特别是金融相关率和投资转换率在支持农村城镇化方面,说明安徽省金融发展对城镇化的影响尚存许多提升的空间。本文在最后,依据实证分析所得的结论,认为只有金融发展了,才能更好地促进城镇化,为了促进城镇化就必须推动金融发展。因此,本文提出了安徽省金融发展促进城镇化建设应该采取的对策：第一,制定金融市场长期发展规划,营造城镇化投融资的良好市场环境；第二,促进区域金融协调发展,保证城镇化资金合理流动；第三,提高金融深化程度,为城镇化投融资提供多样化金融产品；第四,给予中小企业融资便利,提高城镇化承载力；第五,支持农村金融发展,积极推动农村城镇化。
[Abstract]:With the development of economy, people's understanding of the role of urbanization is also increasing. Urbanization can not only realize the agglomeration economy of resources and population, but also can effectively co-ordinate urban and rural development. Most governments are using the role of urbanization and actively deploying the strategy of urbanization. Anhui province is no exception in.2012 years and Anhui province is established. The construction of a new type of urbanization "11221" project, after the implementation of the project, the speed of urbanization has been speeded up, urbanization has become an important engine for the economic development of Anhui province. However, the active play of urbanization is not isolated, and the huge demand for funds has become a necessary factor for the smooth advancement of urbanization. As the focus of each participant in the urbanization construction, the domestic academia also explored the role of finance from the perspective of urbanization. As a traditional agricultural province, Anhui province has a low level of financial market development and the financial deepening degree is not high. Therefore, in the realization of urbanization, it is more necessary to start from the financial point of view. In order to improve the level and quality of urbanization and improve the level and quality of urbanization, we should strive to achieve, even exceed the average level of urbanization in the country, and look at the level of urbanization in the eastern developed provinces.
Based on the above considerations, this paper selects the impact of Anhui's financial development on urbanization as the research object. In the study of the impact, this paper mainly adopts the method of combining qualitative analysis with quantitative analysis. In quantitative analysis, the availability of data and the feasibility of the study are considered. This paper adopts the Anhui province of 1991-2013 years. The economic indicators, through the investment conversion rate, the long-term loan ratio and the financial correlation as control variables, through the ADF test, Johansen test, and finally establish the VECM model, the empirical study of the impact of Anhui financial development on urbanization. In qualitative analysis, combined with the innovation of this study, collated and summed up the financial development. The theory and the theory of urbanization, and explain what the financial development is through the mechanism of urbanization, think that financial development is a necessary factor for the smooth progress of urbanization. Financial development can provide the necessary funds for urbanization. The existing theories also show that the financial development in the urbanization construction is very important, and it can make the enterprise fast. The rapid access to low cost funds to meet the needs of capital for urbanization infrastructure construction, as well as to provide industrial support for rural urbanization, give full play to the huge potential of small and medium-sized enterprises to attract rural labor, and promote the process of urbanization.
In addition, the empirical results show that the impact of Anhui's financial development on urbanization is stable for a long time, and the financial development continues to affect the process of urbanization. The financial related rate of financial development, the rate of investment conversion and the proportion of medium and long term loans have different degrees of influence on urbanization, consistent with the basic theory. Urbanization plays an important role, but in some respects the effect of financial support for urbanization is not outstanding, especially in the aspects of financial related rate and investment conversion rate in supporting rural urbanization, which shows that the impact of financial development on Urbanization in Anhui still has a lot of room for promotion.
At the end of this paper, according to the conclusions obtained from the empirical analysis, it is believed that only the financial development can promote the urbanization better. In order to promote the urbanization, the financial development must be promoted. Therefore, this paper puts forward the countermeasures that the Anhui financial development should take to promote the Urbanization Construction: first, make the long-term development plan of the financial market and build the city. The good market environment for town investment and financing; second, promote the coordinated development of regional finance, guarantee the rational flow of urbanization funds; third, improve financial deepening, provide diversified financial products for urbanization investment and financing; fourth, give small and medium-sized enterprises the convenience of financing, improve the carrying capacity of cities and towns; fifth, support rural financial development, actively Promote rural urbanization.
【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.7;F299.27

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