股权众筹平台的交流渠道监管——基于群体智慧理论

发布时间：2017-12-31 14:10

本文关键词：股权众筹平台的交流渠道监管——基于群体智慧理论　出处：《财经问题研究》2017年10期 　论文类型：期刊论文

【摘要】：股权众筹作为一种"大众、小额、公开"的创新融资模式,必然伴随着金融风险,其中信息不对称所带来的信任危机尤为明显,且对股权众筹的立法和监管仍存在空白,亟待制定出符合我国实际需要的监管制度。笔者厘清股权众筹的概念、特殊性以及风险,认为股权众筹符合群体智慧理论的多样性、独立性、分散与分权化以及集中化特征,依托群体智慧理论,通过建立开放、中立的融资平台交流渠道可以促进理性的集体行动、展现社会媒体信息以及众筹平台自律,从而解决信任危机问题。在此基础上,笔者提出了构建开放性股权交流平台、完善与开放性股权众筹平台相适应的交流渠道和制定与之相匹配的监管制度等具体举措。
[Abstract]:As a kind of "public, small, open" innovative financing mode, crowdfunding is bound to be accompanied by financial risks, among which the trust crisis caused by asymmetric information is particularly obvious. And there is still a gap in the legislation and supervision of stock crowdfunding, it is urgent to formulate a regulatory system that meets the actual needs of our country. The author clarifies the concept, particularity and risk of stock crowdfunding. It is believed that the stock rights crowdfunding accords with the diversity, independence, decentralization and centralization of the theory of group intelligence, and relies on the theory of group intelligence, through the establishment of openness. Neutral financing platform communication channel can promote rational collective action, show social media information and self-discipline of crowdfunding platform, so as to solve the trust crisis. The author puts forward some concrete measures, such as constructing the open equity exchange platform, perfecting the communication channel suitable to the open equity crowdfunding platform, and formulating the corresponding regulatory system.
【作者单位】：中国人民大学法学院;
【分类号】：F832.51
【正文快照】： 一、问题的提出继第三方支付与P2P网络借贷之后,众筹成为了互联网金融领域又一备受关注的领域。如同P2P的发展一样,众筹的发展也正经历着由混乱无序逐渐向有序监管转变,特别是股权众筹,由于其投资性质,备受国家监管当局的关注。国家监管层面对股权众筹的态度是谨慎的。现阶段,

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